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Lender. Novus Home Mortgage, a division of Ixonia Bank, NMLS #423065. The website is not available
in Connecticut, New York, Washington, Hawaii, and Alaska. Growella is not licensed or registered to
engage in mortgage loan origination activities for mortgage loans on 1-4 family residential
properties located in New York. This website is not approved by the state of New York. A
self-directed mortgage means the customer provides application information and selects loan terms
independently. Guidance from a loan officer is available for informational purposes only. This
process is not fully automated and does not increase the likelihood of mortgage approval compared to
a typical mortgage application. All applications are subject to standard underwriting and approval
criteria. Some content on this website includes links to external sources for informational
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the content, policies, or practices of external websites. This website has no affiliation with the
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