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Important Notice

Important mortgage notices and disclosures about Homebuyer.com services and policies.

Important Notices, in Plain English

Homebuyer.com is completely free to use. We provide educational content, tools, and information to help you understand mortgages and home buying. We don't charge fees for our services. We don't make loans or credit decisions. We're here to educate and inform, not to pressure you into any decisions.

Last updated: December 29, 2025


Homebuyer.com Important Notices

1. About Our Services

1.1 What We Provide

Homebuyer.com is a free public resource open to everyone. We provide:

  • Educational content about mortgages and home buying
  • Mortgage comparison tools and calculators
  • Information about mortgage lenders and programs
  • News and updates about the mortgage industry
  • Live chat and guidance services

1.2 What We Don't Provide

We do not provide:

  • Mortgage loan origination services
  • Financial advice or recommendations
  • Credit decisions or loan approvals
  • Legal or tax advice

1.3 Why We're Free

We provide these services for free because we believe in knowledge. Our goal is to earn your trust by being as helpful as possible. Our success is measured by how well we serve, and we want you to be satisfied with your experience on Homebuyer.com.

2. Important: We Will Never Call You

2.1 No Phone Calls Policy

Homebuyer.com will never call you. If you receive a phone call from someone claiming to be from Homebuyer.com, it is a scam. We do not make outbound phone calls to users.

2.2 What We Do

  • Provide free educational content on our website
  • Offer mortgage comparison tools
  • Connect you with lenders through our platform
  • Respond to inquiries through our website

2.3 What We Never Do

  • Make phone calls to users
  • Ask for personal financial information over the phone
  • Pressure you to take any action
  • Charge fees for our services

2.4 If You Receive a Suspicious Call

  1. Hang up immediately
  2. Do not provide any personal information
  3. Report the incident to us through our website
  4. Consider reporting to the Federal Trade Commission (FTC) at ftc.gov/complaint

3. Mortgage Disclosures

3.1 Information Purpose Only

Homebuyer.com provides information about mortgages and financial products for informational purposes only. We don't use advertisements or accept payment from lenders or other companies. The views expressed are those of the authors and do not represent the policy or position of Homebuyer.com, its officers, parent company, or affiliates.

3.2 Government Affiliation

Homebuyer.com is an information website operated by Opendoor. We are not affiliated with the U.S. Government, Armed Forces, or Department of Veterans Affairs (VA). For official VA information, visit the U.S. Department of Veterans Affairs website or the U.S. Department of Housing and Urban Development. U.S. Government agencies have not reviewed this site, and it is not connected with any government agency. Please contact us if you have questions or suspect fraudulent activity.

4. Equal Housing Opportunity

4.1 Our Commitment

We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.

4.2 Non-Discrimination Policy

Homebuyer.com is committed to fair and equal treatment of all users. We do not discriminate based on race, color, religion, national origin, sex, marital status, age, or because all or part of an applicant's income is derived from any public assistance program, or because an applicant has, in good faith, exercised any right under the Consumer Credit Protection Act.

5. Company Information

Homebuyer.com is operated by:

Opendoor 5505 Waterford District Drive Miami, FL 33126

We are a mortgage information website. We are not a mortgage lender or broker and do not originate loans, collect personal financial information, or make credit decisions.

6. Additional Information

For details on how Opendoor protects your personal information, visit the Opendoor Privacy Policy. For our complete terms of service, please see the Opendoor Terms of Service.

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