Important Mortgage Notices

About Homebuyer

Homebuyer.com is a free public resource open to everyone. We don’t charge for using our website, reading articles, watching videos, interacting with tools, or personalizing your home buying experience. We also don’t charge for live chat, advice, or getting pre-approved for a mortgage or submitting a loan application.

Why do we offer these services for free? Because we believe mortgage lenders should serve their customers. Our goal is to earn your trust by being as helpful as possible. We understand that after finding a home, you may choose another lender, and that’s okay with us. Our success is measured by how well we serve, and we want you to be satisfied with your experience on Homebuyer.com.

Mortgage Disclosures

Homebuyer.com provides information about mortgages and financial products for informational purposes only. It is not an advertisement for products. The views expressed are those of the authors and do not represent the policy or position of Homebuyer.com, its officers, parent company, or affiliates.

Homebuyer.com offers mortgages through Novus Home Mortgage, a division of Ixonia Bank. We are not affiliated with the U.S. Government, Armed Forces, or Department of Veteran Affairs (VA). For official VA information, visit the U.S. Department of Veteran Affairs website or the U.S. Department of Housing and Urban Development. U.S. Government agencies have not reviewed this site, and it is not connected with any government agency. Please contact us if you have questions or suspect fraudulent activity. Homebuyer.com is operated by Novus Home Mortgage, a division of Ixonia Bank, NMLS #423065.

Agreement to Calls and Information Sharing

By submitting your information through Homebuyer.com, you are inquiring about lending services offered by Novus Home Mortgage. You agree that Homebuyer.com may share your personal information (such as name, birth date, address, phone number, and Social Security number) with Novus Home Mortgage so they can respond to your inquiry.

You authorize Homebuyer.com to share your information as provided or corrected. Product or service requirements, including mortgages, are determined by Novus Home Mortgage. Nothing on this website constitutes a loan commitment or interest rate lock agreement.

By submitting a loan request, you consent to be contacted by Novus Home Mortgage, even if you are on any Do Not Call list (national, state, or company). Novus Home Mortgage may retain your information, even if you do not use their services. To stop communications, contact Novus Home Mortgage directly. You can opt-out of contact methods here: https://novushomemortgage.com/contact.

Disclosure

Novus Home Mortgage, a division of Ixonia Bank, is an Equal Housing Lender. In compliance with federal law, we do not discriminate based on race, color, religion, national origin, sex, marital status, age (if you can legally contract), public assistance income, or the exercise of any Consumer Credit Protection Act rights. For compliance inquiries, contact:

FDIC Consumer Response Center
1100 Walnut Street, Box #11
Kansas City, MO 64106
877-275-3342

Privacy and Security

For details on how Novus Home Mortgage protects your personal information, visit: https://novushomemortgage.com/privacy.

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© 2021-2024 All rights reserved. Member FDIC. Equal Housing Lender. Novus Home Mortgage, a division of Ixonia Bank, NMLS #423065. The website is not available in Connecticut, New York, Washington, Hawaii, and Alaska. Growella is not licensed or registered to engage in mortgage loan origination activities for mortgage loans on 1-4 family residential properties located in New York. This website is not approved by the state of New York. A self-directed mortgage means the customer provides application information and selects loan terms independently. Guidance from a loan officer is available for informational purposes only. This process is not fully automated and does not increase the likelihood of mortgage approval compared to a typical mortgage application. All applications are subject to standard underwriting and approval criteria. This website has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency. US government agencies have not reviewed this information, and this site is not connected with any government agency.