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The Uplifting First-Time Homebuyers Act of 2025: Explained

Overview: Uplifting First-Time Homebuyers Act of 2025

Bill NumberChamberSponsorDate Introduced
S. 2867SenateSen. Gallego, Ruben [D-AZ]September 18, 2025

The Uplifting First-Time Homebuyers Act of 2025 is a proposed bill in the Senate focused on supporting first-time home buyers.

As written in the available bill details, the legislation is intended to uplift first-time home buyers. As Congress releases more detail, this page will reflect what the bill changes and who may benefit.

The Uplifting First-Time Homebuyers Act of 2025 was introduced in the 119th Congress. Note that bills often change on their way to becoming law, so this page will update as new details emerge. For real-time updates, subscribe to our newsletter.


Bill Overview

Uplifting First-Time Homebuyers Act of 2025

Uplifting First-Time Homebuyers Act of 2025.

Congress
119th
Senate Bill
S. 2867

Bill

Uplifting First-Time Homebuyers Act of 2025

Senate

Lead Sponsors
Sen. Gallego, Ruben [D-AZ]
D-AZ
Committee
Finance Committee
Latest Actions
September 18, 2025Read twice and referred to the Committee on Finance.

What Is the Uplifting First-Time Homebuyers Act of 2025?

The Uplifting First-Time Homebuyers Act of 2025 is a Senate bill that proposes federal policy aimed at helping first-time home buyers.

The bill’s published information currently provides the bill name and its focus on first-time home buyers. As more specifics become available, this page will include clear details such as eligibility rules, the type of support offered, and how long any benefits would last.

Who Qualifies for the Uplifting First-Time Homebuyers Act of 2025?

Based on the current bill summary details provided, the Uplifting First-Time Homebuyers Act of 2025 targets first-time home buyers. Final eligibility typically depends on what Congress includes in the bill text and any implementation rules created after passage.

As legislative text and program rules become available, this section will describe who qualifies in plain language.

How The Uplifting First-Time Homebuyers Act of 2025 Works

Right now, the available information does not include specific program mechanics beyond the bill’s stated purpose.

When more details are published, this section will cover items such as:

  • What type of home buyer support the bill provides
  • Whether there are income, purchase price, or occupancy rules
  • When the benefits would start and how they would be used

As the bill moves through Congress, those details can become clearer and more specific.

Who Sponsors the Uplifting First-Time Homebuyers Act of 2025?

The Uplifting First-Time Homebuyers Act of 2025 is introduced in the Senate as S. 2867, and sponsor information will populate as legislative data updates.

For the latest legislative updates and cosponsors, see the Bill Tracker above.


Frequently Asked Questions About the Uplifting First-Time Homebuyers Act of 2025

Get answers to common questions about the proposed Uplifting First-Time Homebuyers Act of 2025.

What is the Uplifting First-Time Homebuyers Act of 2025?

The Uplifting First-Time Homebuyers Act of 2025 is a proposed bill in Congress that focuses on helping first-time home buyers.

What is the bill number for the Uplifting First-Time Homebuyers Act of 2025?

The bill number is S. 2867.

Does the Uplifting First-Time Homebuyers Act of 2025 apply in every state?

The bill is federal legislation, so it can apply nationally when enacted, although the final rules would depend on what the bill includes as it moves through Congress.

Who is the Uplifting First-Time Homebuyers Act of 2025 meant to help?

The bill is designed for first-time home buyers, meaning households planning to buy their first home, based on the eligibility rules described in the final version of the bill.

Is the Uplifting First-Time Homebuyers Act of 2025 a law yet?

No. S. 2867 is a proposal in the 119th Congress. It would need to pass the Senate and the House and be signed into law to take effect.


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About the Author

Dan Green

Dan Green

20-year Mortgage Expert

Dan Green is a mortgage expert with over 20 years of direct mortgage experience. He has helped millions of homebuyers navigate their mortgages and is regularly cited by the press for his mortgage insights. Dan combines deep industry knowledge with clear, practical guidance to help buyers make informed decisions about their home financing.

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