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Last Updated: November 3, 2023
Homebuyer.com guides first-time home buyers through their homeownership journey. We commit to giving transparent, jargon-free, and actionable insights that empower U.S. home buyers. We do more than assist home buyers on their journey - we empower them to make better, informed home-buying choices.
Home buying can be complex, but your understanding of it doesn’t have to be. We delve deep into intricate topics, from legislative nuances to financial considerations, ensuring that the information you receive is both accessible and applicable to your unique journey.
Our content philosophy is built on actionable guidance. We don't just highlight the challenges you might face; we provide tangible solutions and empower you to navigate home-buying hurdles confidently. And although we champion the joys of homeownership, we respect that it's a significant and personal decision that should be made without external pressures.
Accuracy is our north star. Authored by industry experts, each piece undergoes a stringent review process to ensure it meets our high standards. Our CEO, Dan Green, helms our editorial review. Dan Green is a former mortgage loan officer and well-known mortgage industry expert. He's appeared on NPR and CNBC and in The Wall Street Journal, Bloomberg, along with dozens of local newspapers. Dan has helped millions of first-time home buyers get educated on mortgages, real estate, and personal finance.
Reliability is a cornerstone of our editorial process. Our information is drawn from authoritative sources like government bodies and leading industry figures. We don't take mortgage data at face value. We verify statustics to ensure you get the most accurate and updated information.
Our editorial priorities are your needs - not ours - because we know that when our readers succeed, we succeed, too.
The mortgage world is always changing, so our content is never permanent. We regularly update prior articles and videos to reflect current mortgage guidelines and mortgage market conditions. We know our readers need the most current and accurate information available to guide their home buying journey.
We stand by ethical reporting and offer practical, low-risk solutions that adhere to standardized mortgage practices. Our approach is to equip you with strategies that are both safe and effective, simplifying your path to homeownership.
To learn more about Homebuyer.com, visit our About Us page.
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Mortgage Rate Assumptions
The Homebuyer.com mortgage rates shown on this page are based on assumptions about you, your home, and the state where you plan to purchase. The rate shown is accurate as of , but please remember that mortgage rates change without notice based on mortgage bond market activity.
The Homebuyer.com mortgage rates shown on this page are based on assumptions about you, your home, and the state where you plan to purchase. The rate shown is accurate as of {{ formatDate(rates[0].createdAt) }}, but please remember that mortgage rates change without notice based on mortgage bond market activity.
Our mortgage rate assumptions may differ from those made by the other mortgage lenders in the comparison table. Your actual mortgage rate, APR, points, and monthly payment are unlikely to match the table above unless you match the description below:
You are a first-time buyer purchasing a single-family home to be your primary residence in any state other than New York, Hawaii, and Alaska. You have a credit score of 660 or higher. You are making a down payment of twenty percent and using a 30-year conventional fixed-rate mortgage. You earn a low-to-moderate household income relative to your area.
The information provided is for informational purposes only and should not be confused for a mortgage rate commitment or a mortgage loan approval.
Legal Disclosures
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