Privacy Policy

What does Novus Home Mortgage, a division of Ixonia Bank, do with your personal information?

Why are we sharing this?

Financial companies, including us, share some of your personal information to run their business. Federal law gives you the right to limit certain types of sharing, and also requires us to explain how we collect, share, and protect your information.

What information do we collect?

The types of personal information we collect and share depend on the product or service you have with us. This may include:

What happens after you stop being a customer?

Even when you're no longer a customer, we may continue to share your information as described in this notice.

How We Use Your Information

We use your personal information to perform essential business functions, like processing transactions or reporting to credit bureaus. Below is a breakdown of how we may share your information, and whether you can control that sharing:

1. Everyday Business Purposes

How it's used: To process your transactions, maintain accounts, and respond to legal orders (like court requests or credit bureau reports).
Do we share? Yes
Can you limit this sharing? No

2. Marketing Our Products and Services

How it's used: To offer you new or updated products and services.
Do we share? Yes
Can you limit this sharing? No

3. Joint Marketing with Other Financial Companies

How it's used: To market products or services in partnership with other financial companies.
Do we share? No
Can you limit this sharing? Not applicable (we don't share)

4. Sharing with Affiliates

How it's used: Information sharing with related companies (affiliates) for business purposes or marketing.
Do we share? No
Can you limit this sharing? Not applicable (we don't share)

5. Sharing with Nonaffiliated Companies

How it's used: To share your information with companies we’re not related to (nonaffiliates), for marketing purposes.
Do we share? No
Can you limit this sharing? Not applicable (we don't share)

Your Choices and Rights

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

Some state laws or individual companies may give you additional rights to limit sharing.

How can you opt out of marketing or messages?

You can control the marketing messages you receive from us:

Security and Privacy

How do we protect your information?

We take the security of your personal information seriously. Our measures include securing our buildings, digital safeguards, and regularly updating our practices to comply with federal law.

How do we collect your information?

We collect your information when you:

We may also collect information from credit bureaus or other financial companies.

Definitions

Affiliates

Companies related by common ownership or control. Novus Home Mortgage does not share your information with our affiliates.

Nonaffiliates

Companies not related by common ownership or control. We do not share your information with nonaffiliates to market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies to market financial products or services together. Novus Home Mortgage does not participate in joint marketing.

Questions?

If you have any questions about this policy, you can:

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© 2021-2024 All rights reserved. Member FDIC. Equal Housing Lender. Novus Home Mortgage, a division of Ixonia Bank, NMLS #423065. The website is not available in Connecticut, New York, Washington, Hawaii, and Alaska. Growella is not licensed or registered to engage in mortgage loan origination activities for mortgage loans on 1-4 family residential properties located in New York. This website is not approved by the state of New York. A self-directed mortgage means the customer provides application information and selects loan terms independently. Guidance from a loan officer is available for informational purposes only. This process is not fully automated and does not increase the likelihood of mortgage approval compared to a typical mortgage application. All applications are subject to standard underwriting and approval criteria. This website has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency. US government agencies have not reviewed this information, and this site is not connected with any government agency.