Financial companies, including us, share some of your personal information to run their business. Federal law gives you the right to limit certain types of sharing, and also requires us to explain how we collect, share, and protect your information.
The types of personal information we collect and share depend on the product or service you have with us. This may include:
Even when you're no longer a customer, we may continue to share your information as described in this notice.
We use your personal information to perform essential business functions, like processing transactions or reporting to credit bureaus. Below is a breakdown of how we may share your information, and whether you can control that sharing:
How it's used: To process your transactions, maintain accounts, and respond to legal orders (like court requests or credit bureau reports).
Do we share? Yes
Can you limit this sharing? No
How it's used: To offer you new or updated products and services.
Do we share? Yes
Can you limit this sharing? No
How it's used: To market products or services in partnership with other financial companies.
Do we share? No
Can you limit this sharing? Not applicable (we don't share)
How it's used: Information sharing with related companies (affiliates) for business purposes or marketing.
Do we share? No
Can you limit this sharing? Not applicable (we don't share)
How it's used: To share your information with companies we’re not related to (nonaffiliates), for marketing purposes.
Do we share? No
Can you limit this sharing? Not applicable (we don't share)
Federal law gives you the right to limit only:
Some state laws or individual companies may give you additional rights to limit sharing.
You can control the marketing messages you receive from us:
We take the security of your personal information seriously. Our measures include securing our buildings, digital safeguards, and regularly updating our practices to comply with federal law.
We collect your information when you:
We may also collect information from credit bureaus or other financial companies.
Companies related by common ownership or control. Novus Home Mortgage does not share your information with our affiliates.
Companies not related by common ownership or control. We do not share your information with nonaffiliates to market to you.
A formal agreement between nonaffiliated financial companies to market financial products or services together. Novus Home Mortgage does not participate in joint marketing.
If you have any questions about this policy, you can:
Member FDIC. Equal Housing Lender.
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Operated by Novus Home Mortgage
230 Findlay Street
Cincinnati, OH 45214
513-824-8171
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