California Privacy Notice

CCPA Rights, in Plain English

This notice explains your privacy rights under California law. We collect information to help you find mortgage lenders and improve our services. You can request to see what information we have about you, ask us to delete it, and opt out of marketing. We don't sell your personal information.

Last updated: July 14, 2025

California Consumer Privacy Act (CCPA) Notice

1. Introduction

This California Consumer Privacy Act (CCPA) Notice applies to California residents and explains how Growella Inc. ("we," "us," or "our") collects, uses, and shares your personal information, and your rights under the CCPA. This notice supplements our main Privacy Policy.

2. Information We Collect

2.1 Categories of Personal Information

In the past 12 months, we have collected the following categories of personal information:

Identifiers: Name, email address, phone number, IP address
Personal Information: Property address, purchase price, down payment amount
Commercial Information: Loan preferences, interaction history with our website
Internet Activity: Browsing history, search history, information about your interaction with our website
Geolocation Data: General location information based on IP address
Professional Information: Employment status (if provided)

2.2 Sources of Information

We collect personal information from the following sources:

Directly from you: When you submit information through our website forms
Automatically: Through cookies and similar technologies when you visit our website
Third parties: From service providers who help us operate our website

3. How We Use Your Information

We use your personal information for the following business purposes:

To provide and maintain our services
To connect you with appropriate mortgage lenders
To communicate with you about our services
To improve our website and user experience
To analyze website usage and trends
To comply with legal obligations
To protect our rights and prevent fraud

4.1 Categories of Third Parties

In the past 12 months, we have shared personal information with the following categories of third parties:

Mortgage Lenders: When you request to connect with lenders, we share your contact information and loan preferences
Service Providers: Website hosting, analytics, and customer support providers
Legal Authorities: When required by law or to protect our rights

4.2 No Sale of Personal Information

We do not and have not sold personal information in the past 12 months. We do not sell personal information belonging to California residents under 16 years of age.

5. Your CCPA Rights

5.1 Right to Know

You have the right to request information about the personal information we have collected about you in the past 12 months, including:

The categories of personal information collected
The categories of sources from which personal information was collected
The business or commercial purpose for collecting personal information
The categories of third parties with whom we shared personal information
The specific pieces of personal information collected about you

5.2 Right to Delete

You have the right to request that we delete personal information we have collected from you, subject to certain exceptions, such as:

Information necessary to complete a transaction
Information required for security purposes
Information required to comply with legal obligations
Information used for internal business purposes

5.3 Right to Opt-Out

Since we do not sell personal information, the right to opt-out of sales does not apply. However, you can opt-out of marketing communications at any time.

5.4 Right to Non-Discrimination

We will not discriminate against you for exercising your CCPA rights. This means we will not:

Deny you goods or services
Charge you different prices or rates
Provide you with a different level or quality of goods or services
Suggest that you may receive a different price or level of quality

6. How to Exercise Your Rights

6.1 Making Requests

California residents can exercise their CCPA rights by:

Email: support@homebuyer.com
Phone: 513-824-8171
Mail: Growella Inc., 1311 Vine Street, First Floor, Cincinnati, OH 45202

6.2 Verification Process

To protect your privacy, we may need to verify your identity before processing your request. We may ask for:

Your name and email address
Information about your recent interactions with our website
Additional verification if necessary

6.3 Response Timeline

We will respond to your request within 45 days. If we need additional time, we may extend the response period by an additional 45 days and will notify you of the extension.

6.4 Authorized Agents

You may designate an authorized agent to make requests on your behalf. The authorized agent must provide proof of authorization, and we may require you to verify your identity directly with us.

7. Contact Information

If you have questions about this CCPA Notice or want to exercise your rights, please contact us:

Email: support@homebuyer.com
Phone: 513-824-8171
Mail: Growella Inc., 1311 Vine Street, First Floor, Cincinnati, OH 45202

8. Updates to This Notice

We may update this CCPA Notice from time to time. We will notify you of any material changes by posting the updated notice on our website and updating the "Last Updated" date.

9. Additional Information

For more information about our privacy practices, please see our main Privacy Policy.