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Mortgages for first-time home buyers.

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Mortgage Rate Assumptions

The Homebuyer.com mortgage rates shown on this page are based on assumptions about you, your home, and the state where you plan to purchase. The rate shown is accurate as of , but please remember that mortgage rates change without notice based on mortgage bond market activity.

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Find out what you could afford today!

The Best Mortgage Company For A First-Time Buyer

Low Mortgage Rates

We are a direct mortgage lender which means there’s no middleman involved to push up your rate. Because every penny counts in your dream home journey.

Lightning Speed

Get a mortgage pre-approval in as few as 3 minutes, every day of the week. Start your home-buying journey on the fast track. Give yourself the edge.

Always Available

Wherever you are on your journey, embrace the advantage of 24/7 access to your lender because, in the race to your dream home, every moment counts.

Strong Communication

Our mortgage approvals include real-time loan tracking, milestone alerts, and a team of more than 200 mortgage pros working for your home.

Stop Renting And Start Owning


Get Pre-Approved

Dream big and start your homeownership journey. Every great adventure begins with a brave first step.


Shop Confidently

Navigate the market with precision. We’ll keep you on a good path while you find your perfect home.


Buy Your First Home

It’s time to relax! With your mortgage already pre-approved, we prepare your mortgage for closing.


Move in!

Get your new keys and embrace the joys of homeownership. Congratulations, you did it!

Ready to get started?

Finding your dream starts here. Apply in minutes.

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