Happy Homebuying.

Homebuyer is a 100% free mortgage lending resource specifically built for first-time home buyers.

Buying your first home can feel impossible.
The truth is, you’re closer than you think.

Who We Help

First-time home buyers, no matter their situation.

Every year, 2.5 million renters buy their first home. You don't have to do it alone. Homebuyer is here to help.


How We Help

Homebuyer users receive free access to:

Personalized mortgage advice
Guaranteed low mortgage rates
24/7 customer attention

Personalized mortgage advice


Interactive lesson plans

"How To Buy A Home" isn't taught to us in school. Use Homebuyer's interactive lesson plans to get smart and feel in control.


Tailored loan options

Don't feel stressed about your mortgage loan. Homebuyer filters through options to choose the most appropriate loan for your life and your home.


Secure document transfers

Homebuyer's industry-leading encryption protects your financial privacy. No unprotected emails, no careless transfers.

Guaranteed low mortgage rates


We Cut The Middlemen

Homebuyer is a direct-to-consumer mortgage lender. Our costs are low, so our rates are cheap.


We don't earn commissions

Homebuyer's mortgage experts don't get paid on commission. You never have to worry that your rates are inflated.


We Are Incredibly Efficient

Homebuyer is an efficient, tech-based lender. We do the same work as our competition, but with far fewer people. Efficient lenders are less expensive.

24/7 customer attention


Instant Mortgage Updates, 24/7

With Homebuyer, you'll never wait for a mortgage loan update. When we know the news, you get the news - with no delays whatsoever.


Evenings & Weekends? No Problem!

Homebuyer is open every day and every night. 24/7, ask your questions, tell us your dreams, and request your pre-approvals.


Text, Call or Slack us

Homebuyer is available around the clock with your preferred method of communication.

how to get started

Joining is simple, and 100% free.

The Homebuyer site is a free resource to all buyers, in all states. Your privacy is always protected.


See what others are saying.

Homebuyer is the best mortgage lender for first-time home buyers. Listen to what our customers say.

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Homebuyer was simply amazing. By far the lowest rate of any online lender and they made me feel completely at ease through the whole process. I couldn't recommend them more highly.

Trevor Boehm

Austin, TX

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I went into home buying with a lot of Google knowledge, but not much else. Homebuyer explained buying a home to me and made it easy to comprehend. They were responsive and helpful and went the extra mile. I was impressed."

Haley Keith

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As a first time homebuyer, I had a lot of questions. Homebuyer took the time to get to know me, and to address all of them - very appreciated. I highly recommend! Homebuyer is great!

Paul Yerhot

Rochester, MN

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I had a wonderful experience with Homebuyer. It was smooth all the way through. Homebuyer was reliable and made me feel confident. Highly recommend for first time buyers!

Rachel Volbert

Austin, TX

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We're grateful to have worked with Homebuyer. Every point of contact was clear and informative. The team was responsive and never made us feel silly for asking questions. Homebuyer is a worry-free lender.

Melissa Present

Ambler, PA

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Homebuyer is excellent. They educated me and kept me informed. My mortgage expert helped me obtain my first home loan when no one else would. Homebuyer is absolutely awesome! I can’t say enough good things about them.

Jeanetta Bailey

Salem, VA

Give Homebuyer a Try

Join Homebuyer for free. There's no obligation to proceed and no pushy salespeople - only great mortgage information.

Join Now