This guide breaks down mortgage pre-approvals, how long they last, how they impact your credit, and the difference between pre-qualification and…
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Retail Sales measures the total revenue collected from retail stores nationwide - physical and digital - in a given…
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The $10,000 First-Time Home Buyer Mortgage Relief Credit is a housing bill introduced by President Biden in his State of the Union Address on March…
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Starter home is a colloquial term for a smaller home with fewer amenities, valued below its county's median home sale…
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Escrow is a financial arrangement where a homeowner pays portions of their real estate tax and homeowners insurance monthly to their lender, who then…
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This home buyer guide to FHA vs USDA mortgages compares two popular low-down-payment mortgage loans…
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A Homeowners Association, typically called an HOA, is a volunteer organization comprising residents who govern a…
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Debt-to-income ratio (DTI) is a measure of a home buyer's monthly cash flow and capacity to repay a…
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A credit score represents the probability that a home buyer will make on-time payments to their mortgage lender for the next 90…
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Loan term is the number of months or years a home buyer's mortgage loan lasts.…
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This guide to Conventional 97 vs FHA mortgages compares two popular low-down-payment mortgage loans side-by-side.…
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This guide to Conventional vs VA mortgages compares two popular mortgages among first-time home buyers to help you choose the best mortgage loan for…
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This guide to HomeReady vs Home Possible compares two popular conventional mortgages made for low- to moderate-income home…
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A prepayment penalty is a clause in some mortgage contracts that states the home buyer must pay a fee for paying off the mortgage within a specified…
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Equity is the financial value a homeowner has in their property, calculated by subtracting the value of remaining mortgage balances from the value of…
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This guide to Conventional vs FHA mortgages compares the similarities and differences of two popular first-time home buyer…
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Loan-to-value (LTV) is the measure of a home's mortgage balance to its market value, expressed as a…
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A conventional mortgage is a home loan backed by Fannie Mae or Freddie Mac, the two government agencies that make up the Federal Housing Finance…
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