Learn about homebuying

Roughly 1% of U.S. households file for bankruptcy each year, and many will be eligible to buy a home within 2 years of their bankruptcy discharge....

When you buy a home, you have three options for where to get a mortgage: A mortgage broker A mortgage lender A traditional bank Choosing the...

A first-time home buyer is a home buyer who hasn’t owned the home they’ve lived in within the most recent three years.  First-time...

Home buyers can use their 401(k) retirement funds to make a downpayment on a home, but they shouldn’t. 401(k) loans are a relic from the 1980s...

HomeReady® is the branded name of Fannie Mae’s 3 percent down, low down payment mortgage loan. It’s an affordable mortgage program for...

Home Possible® is the branded name of Freddie Mac’s 3 percent down, low down payment mortgage. It’s an affordable mortgage program for...

A Kaiser Family Foundation study shows that 23 million Americans carry medical debt daily. Black and Hispanic adults are most likely to be affected,...

This article is a collection of the most important tips for first-time home buyers that I’ve gleaned throughout my career as a lender. This is...

90% of first-time home buyers use a 30-year fixed-rate mortgage to finance their first home. The other ten percent use adjustable-rate mortgages...