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First-time home buyer guides, helpful mortgage tips, and easy-to-follow articles to make you a better first-time buyer.

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How to Move Out of Your Parents’ House: A Step-by-Step Guide for Aspiring Homebuyers
Buying Soon
5 min read

How to Move Out of Your Parents’ House: A Step-by-Step Guide for Aspiring Homebuyers

Moving out of your parents’ home is a major life milestone. And while it isn’t quite the same as breaking a lease to buy a house as a…

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 The $15,000 First-Time Home Buyer Tax Credit: Reviewed
Just Starting
10 min read

The $15,000 First-Time Home Buyer Tax Credit: Reviewed

The First-Time Homebuyer Act of 2024 is a new bill that gives first-time home buyers up to $15,000 in federal tax credits paid as cash or claimed for…

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 7 Steps to Buy a House Out of State
Just Starting
8 min read

7 Steps to Buy a House Out of State

Whether you’re relocating for a new job, moving closer to family, or seeking a fresh start in a different state, buying a home from afar is…

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 43 Curb Appeal Ideas for First-Time Home Buyers
Just Starting
13 min read

43 Curb Appeal Ideas for First-Time Home Buyers

Our curb appeal guide offers 43 practical ideas to improve your home's appearance, increase its market value, and make it more welcoming for…

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 26 Architectural House Styles: Homes That Built American Neighborhoods
Buying Soon
10 min read

26 Architectural House Styles: Homes That Built American Neighborhoods

There are 26 popular house styles in the U.S. today. See them in pictures and learn how the experts decorate each type.…

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 The Home-Buying Guide for Pet Parents
Just Starting
14 min read

The Home-Buying Guide for Pet Parents

How to shop for homes as a pet parent. Complete guide and checklists…

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 Should I Buy A Move-In Ready Home?
Just Starting
6 min read

Should I Buy A Move-In Ready Home?

Are you a candidate for buying a move-in ready home? Read about turnkey homes and decide whether you should buy…

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 What is The $25,000 Downpayment Toward Equity Act? [Explained]
Just Starting
14 min read

What is The $25,000 Downpayment Toward Equity Act? [Explained]

The Downpayment Toward Equity Act gives up to $25,000 as a cash grant to first-time, first-generation home…

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 14 Energy-Efficient Home Features to Look For When House Hunting
Buying Soon
10 min read

14 Energy-Efficient Home Features to Look For When House Hunting

An energy-efficient home is designed to conserve and reduce energy use. A home’s construction, appliances, and major features can all impact…

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 What Credit Score Is Needed to Buy a House?
Just Starting
7 min read

What Credit Score Is Needed to Buy a House?

Based on conventional mortgage guidelines, home buyers need a minimum credit score to buy a house. However, there are other loan types with lower…

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 10 Unique Ways to Make Money With Your New House
Under Contract
4 min read

10 Unique Ways to Make Money With Your New House

Homeownership opens the door to a variety of financial opportunities, from reducing your loan balance with each payment to building home equity over…

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 100 Best Cities For Young Adults and Professionals
Buying Soon
12 min read

100 Best Cities For Young Adults and Professionals

Young professionals can work and live almost anywhere in 2024. We looked at every city in the U.S. to rank the the best cities for young adults.…

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 What Is The Conventional 97 Mortgage?
Just Starting
6 min read

What Is The Conventional 97 Mortgage?

Conventional 97 is the generic name for Fannie Mae’s and Freddie Mac’s three percent down, 30-year fixed rate mortgage loan for…

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 What is a USDA Mortgage?
Just Starting
34 min read

What is a USDA Mortgage?

USDA loans are 100% mortgages backed by the USDA. They're known for low mortgage rates, discounted mortgage insurance, and no down payment…

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© 2021-2024 All rights reserved. Member FDIC. Equal Housing Lender. Novus Home Mortgage, a division of Ixonia Bank, NMLS #423065. The website is not available in Connecticut, New York, Washington, Hawaii, and Alaska. Growella is not licensed or registered to engage in mortgage loan origination activities for mortgage loans on 1-4 family residential properties located in New York. This website is not approved by the state of New York. A self-directed mortgage means the customer provides application information and selects loan terms independently. Guidance from a loan officer is available for informational purposes only. This process is not fully automated and does not increase the likelihood of mortgage approval compared to a typical mortgage application. All applications are subject to standard underwriting and approval criteria. This website has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency. US government agencies have not reviewed this information, and this site is not connected with any government agency.