Escrow is a financial arrangement where a homeowner pays portions of their real estate tax and homeowners insurance monthly to their lender, who then…
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This guide to Conventional 97 vs FHA mortgages compares two popular low-down-payment mortgage loans side-by-side.…
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This guide to Conventional vs VA mortgages compares two popular mortgages among first-time home buyers to help you choose the best mortgage loan for…
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This guide to HomeReady vs Home Possible compares two popular conventional mortgages made for low- to moderate-income home…
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This guide to Conventional vs FHA mortgages compares the similarities and differences of two popular first-time home buyer…
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Discount points are an optional prepayment of mortgage interest, paid at closing, that lowers a home buyer's mortgage…
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Due on sale is a mortgage contract clause that requires the full loan balance to be paid when the property is…
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A mortgage rate lock is a mortgage lender's commitment to honor a quoted mortgage through closing to a home…
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Buying a first home can be a big financial commitment, and many first-time homebuyers rely on the generosity of friends and family to help cover…
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Your home is an investment that requires regular upkeep to protect its value. Household maintenance is a skill first-time home buyers often learn…
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Plants offer a variety of benefits and have been appreciated for centuries. Horticulture therapy can help reduce stress and promote a sense of…
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Homeownership opens the door to a variety of financial opportunities, from reducing your loan balance with each payment to building home equity over…
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