Learning Center

First-time home buyer guides, helpful mortgage tips, and easy-to-follow articles to make you a better first-time buyer.

Explore Topics

Under Contract

5 min read

What is Escrow?

Escrow is a financial arrangement where a homeowner pays portions of their real estate tax and homeowners insurance monthly to their lender, who then…

Under Contract

3 min read

Conventional 97 vs FHA: Compare Side by Side

This guide to Conventional 97 vs FHA mortgages compares two popular low-down-payment mortgage loans side-by-side.…

Under Contract

3 min read

Conventional vs VA: Compare Side-by-Side

This guide to Conventional vs VA mortgages compares two popular mortgages among first-time home buyers to help you choose the best mortgage loan for…

Under Contract

2 min read

HomeReady vs Home Possible: Compare Side-by-Side

This guide to HomeReady vs Home Possible compares two popular conventional mortgages made for low- to moderate-income home…

Under Contract

3 min read

Conventional vs FHA: Compare Side-by-Side

This guide to Conventional vs FHA mortgages compares the similarities and differences of two popular first-time home buyer…

Under Contract

5 min read

What are Discount Points?

Discount points are an optional prepayment of mortgage interest, paid at closing, that lowers a home buyer's mortgage…

Under Contract

4 min read

What is a Due on Sale Clause?

Due on sale is a mortgage contract clause that requires the full loan balance to be paid when the property is…

Under Contract

5 min read

What is a Mortgage Rate Lock?

A mortgage rate lock is a mortgage lender's commitment to honor a quoted mortgage through closing to a home…

Under Contract

6 min read

How To Write a Mortgage Gift Letter for Your Down Payment

Buying a first home can be a big financial commitment, and many first-time homebuyers rely on the generosity of friends and family to help cover…

Under Contract

14 min read

Home Maintenance Checklist for First-Time Home Buyers

Your home is an investment that requires regular upkeep to protect its value. Household maintenance is a skill first-time home buyers often learn…

Under Contract

6 min read

15 Good Luck Plants To Bring Positive Energy to Your New Home

Plants offer a variety of benefits and have been appreciated for centuries. Horticulture therapy can help reduce stress and promote a sense of…

Under Contract

4 min read

10 Unique Ways to Make Money With Your New House

Homeownership opens the door to a variety of financial opportunities, from reducing your loan balance with each payment to building home equity over…

Find lenders offering your perfect mortgage

We organize options. You choose who to work with.

Find Lenders

Homebuyer.com is not a lender or mortgage broker. We don't provide quotes or credit decisions. We display links to lenders who may offer services.

Homebuyer.com is a mortgage information and comparison website. We are not a mortgage lender or broker and do not originate loans, collect personal information, or make credit decisions.

Homebuyer.com is operated by:
Growella Inc.
1311 Vine St, First Floor
Cincinnati, OH 45202
hello@homebuyer.com

Notices

Links

Compare Lenders

Mortgages

Tools

© 2021-2025 Homebuyer.com. Neither Homebuyer.com nor Growella Inc. is a mortgage lender or broker and neither originates loans nor makes credit decisions. The content on this site is intended for informational purposes only and should not be considered financial or legal advice. Nothing on this website constitutes a loan commitment or interest rate lock agreement. Homebuyer.com does not endorse or control the content, policies, or practices of participating lenders or their external websites. Always ask for a Loan Estimate when evaluating any mortgage loan proposal. This site is not affiliated with any government agency. This website and our services are not available in Connecticut, Illinois, Maryland, Minnesota, Nevada, North Carolina, North Dakota, Oregon, Vermont, or West Virginia. This website is not approved for use in the State of New York. Equal Housing Opportunity.