A deed is a legal document that conveys ownership of real property from one party to another and contains a proper property…
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Mortgage guidelines are the rules and standards used to underwrite, approve, and fund a mortgage loan. Mortgage guidelines vary by mortgage loan type…
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An arms-length transaction in real estate is a purchase in which the home buyer and seller are unrelated in their business and personal lives. This…
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Annual Percentage Rate (APR) is a calculation that represents the complete cost of mortgage held to its full term, expressed as a…
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An assumable mortgage is a mortgage that lets home buyers take over, or “assume,” the seller’s existing mortgage. Assumable mortgages…
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Amortization is the process of paying off a debt, such as a mortgage, in regular installments over a period where each payment is divided into…
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The Federal Reserve is the U.S. government's central bank. The Federal Reserve was established by charter in the Federal Reserve Act of…
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A big list of real estate and mortgage acronyms, what each term means, and a helpful guide for how to pronounce…
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The Conventional 100 mortgage is a no-money-down down payment assistance program for U.S. home buyers. It's available to first-time home buyers in…
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The HELPER Act is a 100% mortgage program, exempt from mortgage insurance, for teachers, firefighters, and law enforcement…
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The USDA Eligibility Map is a free tool that shows which U.S. homes may qualify for a USDA…
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First-time home buyers may soon get a $15,000 tax credit, courtesy of Decent, Affordable, Safe Housing for All - The DASH Act. Learn how to claim…
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We've worked with thousands of first-time home buyers. This post looks at the first-time home buyer questions we hear from a lot of…
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The government gives first-time buyers extra help: Mortgage rate discounts, low-down payment mortgages, reduced mortgage insurance…
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The FHFA Mortgage Rate Discount waives loan-level pricing adjustments (LLPAs) on conventional mortgages made to first-time…
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The VA Loan is an optional, no-down payment mortgage for active military members, discharged veterans, and surviving…
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Today's mortgage rate for a conventional 30-year fixed-rate mortgage is [substitext name="conv-30-year-fixed-rate-current"]. But let's say you want…
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Good Neighbor Next Door is a government-supported housing program that sells homes at a 50%…
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