Mortgage Tools & Calculators
Free tools to help you understand mortgage affordability, payments, and make informed decisions about your home purchase.
Home Affordability Calculator
Calculate how much house you can afford based on your income, debt, and down payment.
Income Limits Calculator
Find income limits for government housing programs in your area based on location and household size.
Mortgage Calculator
Calculate your monthly mortgage payment including principal, interest, taxes, and insurance.
LLPA Calculator
Calculate the Loan-Level Price Adjustment (LLPA) on your conventional mortgage.
Rent vs Buy Calculator
Compare the costs of renting vs buying a home to make an informed decision.
Refinance Breakeven Calculator
Calculate how long it will take to break even on your refinance costs.
Gift Letter Generator
Generate a mortgage gift letter that meets mortgage lender standards.
Letter of Explanation Generator
Generate letters of explanation (LOE)for mortgage applications addressing employment gaps, credit issues, and other common scenarios.
All calculators are free to use and provide estimates for educational purposes. Actual results may vary based on specific circumstances and lender requirements.
