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Economic Calendar: Key Events for Mortgage Rates

Track upcoming economic releases that influence mortgage rates. High-impact events like jobs reports, inflation data, and Federal Reserve decisions can move rates significantly.

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Week of June 21, 2026This Week

DateEvent
Thu, Jun 25
8:30 AM
Durable Goods Orders

Census Bureau

Economic data that can influence Federal Reserve policy and mortgage rate movements.

Thu, Jun 25
8:30 AM
Initial Jobless Claims

Department of Labor

Weekly pulse on layoffs. Rising claims can signal economic weakness and potential rate cuts.

Thu, Jun 25
9:00 AM
FHFA House Price Index

Federal Housing Finance Agency

Home prices for Fannie/Freddie loans. Important benchmark for conforming loan limits.

Fri, Jun 26
8:30 AM
Trade Balance

Census Bureau

Exports minus imports. Large deficits can affect currency and interest rates.

Fri, Jun 26
8:30 AM
GDP (Third Estimate)

Bureau of Economic Analysis

Final GDP revision. Usually close to second estimate, so less market impact.

Fri, Jun 26
10:00 AM
Consumer Sentiment (Final)

University of Michigan

Final read on consumer mood with full sample. Includes inflation expectations.

Week of June 28, 2026

DateEvent
Sun, Jun 28
10:00 AM
Pending Home Sales Index

National Association of Realtors

Leading indicator of existing home sales. Shows buyer demand before deals close.

Tue, Jun 30
8:30 AM
Personal Income and Outlays

Bureau of Economic Analysis

Includes PCE Price Index - the Fed's preferred inflation gauge. Very important for rate policy.

Tue, Jun 30
9:00 AM
Case-Shiller Home Price Index

S&P Dow Jones Indices

Tracks home price changes in major metros. Shows where prices are headed with 2-month lag.

Tue, Jun 30
10:00 AM
JOLTS

Bureau of Labor Statistics

Job openings and turnover data. High openings signal a tight labor market, which can be inflationary.

Tue, Jun 30
10:00 AM
Consumer Confidence

Conference Board

How optimistic consumers feel. Confident consumers spend more, which can be inflationary.

Wed, Jul 1
7:00 AM
MBA Mortgage Applications

Mortgage Bankers Association

Weekly snapshot of mortgage demand. Shows how rate changes affect buyer and refinance activity.

Wed, Jul 1
8:15 AM
ADP Employment

ADP Research Institute

Private payroll estimate released before official jobs report. Sets expectations for Friday's data.

Wed, Jul 1
8:30 AM
Construction Spending

Census Bureau

Economic data that can influence Federal Reserve policy and mortgage rate movements.

Wed, Jul 1
10:00 AM
ISM Manufacturing PMI

Institute for Supply Management

Factory activity gauge. Above 50 = expansion; below 50 = contraction. First major data of each month.

Thu, Jul 2
8:30 AM
Employment SituationMarket Mover

Bureau of Labor Statistics

The monthly jobs report. Strong job growth may keep rates higher; weak growth could accelerate rate cuts.

Thu, Jul 2
8:30 AM
Initial Jobless Claims

Department of Labor

Weekly pulse on layoffs. Rising claims can signal economic weakness and potential rate cuts.

Fri, Jul 3
10:00 AM
ISM Services PMI

Institute for Supply Management

Services are 70%+ of the economy. Expansion/contraction here matters more than manufacturing.

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Frequently Asked Questions About Economic Events and Mortgage Rates

Understanding how economic data affects mortgage rates can help you make better timing decisions for your home purchase or refinance.

Can I access this calendar data through an API?
Yes, developers can access economic calendar data programmatically through our API.
How do economic events affect mortgage rates?
Mortgage rates respond to economic data because lenders and investors watch for signs of inflation. When economic reports show strong growth or rising prices, rates tend to move higher. When reports show slower growth, rates often improve. You can use this calendar to see what data is coming and plan your rate lock timing.
What is a 'high impact' event?
High impact events move mortgage rates more than other releases. The Federal Reserve's rate decisions, the monthly jobs report, and inflation data (CPI and PCE) are the big three. When you see these on the calendar, pay attention — your rate could change that day.
What happens at an FOMC meeting?
The Federal Open Market Committee meets eight times per year to set the federal funds rate. While the fed funds rate and mortgage rates are different, the Fed's decisions shape how lenders price mortgages. The Fed also shares guidance about future rate moves, which can affect your rate before changes happen.
What is CPI and why does it matter for mortgage rates?
CPI (Consumer Price Index) tracks the prices you pay for everyday goods and services. When CPI comes in higher than expected, mortgage rates often rise because lenders expect the Fed to tighten policy. Lower CPI readings can lead to better rates. CPI is released monthly and typically moves markets.
What is the difference between CPI and PCE inflation?
CPI and PCE both measure inflation, but they count things differently. CPI tracks what urban consumers spend money on. PCE (Personal Consumption Expenditures) covers more types of spending and adjusts when people switch to cheaper alternatives. The Fed watches PCE more closely, but both reports move mortgage rates.
How do I read the monthly jobs report?
The jobs report shows three numbers that matter for rates: how many jobs the economy added, the unemployment rate, and wage growth. Strong job gains and rising wages can push rates higher. Weaker numbers may help rates improve. The report comes out the first Friday of each month at 8:30 AM ET.
Why do mortgage rates sometimes move before economic data is released?
Traders and lenders make predictions about upcoming data. When they expect strong numbers, rates may rise before the report. The actual release matters most when it surprises people — rates move based on whether data beats or misses expectations, not just whether the number looks good or bad.
When should I lock my mortgage rate?
If you want to protect your rate from potential increases, consider locking before high-impact events. If you think data will come in weak and help rates, you might wait.
How often is this calendar updated?
We update the calendar weekly with data from official sources including the Bureau of Labor Statistics, Federal Reserve, and Census Bureau. Release dates and times come directly from the agencies that publish the reports.
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About the Author

Dan Green

Dan Green

Mortgage Expert & Site Editor · NMLS #227607

Dan Green (NMLS #227607) is a mortgage expert with over 20 years of direct mortgage experience. He has helped millions of homebuyers navigate their mortgages and is regularly cited by the press for his mortgage insights.

Read more from Dan

Release dates and times are subject to change. Homebuyer.com is not affiliated with, endorsed by, or sponsored by any of the data publishers listed above. This calendar is provided for informational purposes only. Always verify release schedules with official sources before making financial decisions.

Data last updated: 6/22/2026

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