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Lender. Novus Home Mortgage, a division of Ixonia Bank, NMLS #423065. The website is
not available in Connecticut, New York, Washington, Hawaii, and Alaska. Growella is
not licensed or registered to engage in mortgage loan origination activities for
mortgage loans on 1-4 family residential properties located in New York. This website
is not approved by the state of New York. A self-directed mortgage means the customer
provides application information and selects loan terms independently. Guidance from a
loan officer is available for informational purposes only. This process is not fully
automated and does not increase the likelihood of mortgage approval compared to a
typical mortgage application. All applications are subject to standard underwriting
and approval criteria. This website has no affiliation with the US Department of
Housing and Urban Development, the US Department of Veterans Affairs, the US
Department of Agriculture, or any other government agency. US government agencies have
not reviewed this information, and this site is not connected with any government
agency.