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Updated: December 2, 2024

2025 Mortgage Loan Limits: Arenac County, Michigan

Property Type2025 Loan Limit
1-Unit Homes$806,500
2-Unit Homes$1,032,650
3-Unit Homes$1,248,150
4-Unit Homes$1,551,250

Source: Federal Housing Finance Agency; Federal Housing Administration

Arenac County, Michigan, mortgage loan limits apply in:

Arenac County 2025 mortgage loan limits include the following cities: Adams, Arenac, Au Gres, Au Gres (Township), Clayton, Deep River, Lincoln, Mason, Moffatt, Omer, Sims, Standish, Standish (Township), Sterling, Turner, Turner (Township), Twining, Whitney

Historical Charts: Mortgage Loan Limits in Arenac County, Michigan

Mortgage loan limits adjust annually to match changes in U.S. home values. As home values go up or down in Arenac County, so do the local loan limits. Changes in mortgage loan limits promote affordable homeownership, fair lending, and a balanced housing market.

Mortgage Statistics from Arenac County, Michigan

Mortgage statistics for Arenac County, sourced from the Home Mortgage Disclosure Act (HMDA) database, maintained by the Federal Financial Institutions Examination Council (FFIEC). The HMDA database contains detailed, anonymous loan data and provides insight into home buyer traits, mortgage borrowing patterns, and mortgage approval rates. Percentages may not total 100% due to rounding.

MortgagesTotal
Purchase Mortgages (2018-2023)789
Loan TypeRelative Share
Conventional72.88%
FHA16.73%
VA6.34%
USDA4.06%
Property TypeRelative Share
1-Unit Homes99.87%
2-Unit Homes0.13%
3-Unit Homes0.00%
4-Unit Homes0.00%
Borrower StatusRelative Share
One Applicant59.19%
Two or More Applicants40.81%
GenderRelative Share
Male34.98%
Female22.81%
Joint Sex35.11%
Not Available7.10%
RaceRelative Share
American Indian / Alaska Native0.25%
Asian0.25%
Black / African American0.51%
Native Hawaiian / Other Pacific Islander0.13%
White87.71%
Mixed Race0.25%
Other Race10.90%
EthnicityRelative Share
Hispanic or Latino1.52%
Not Hispanic or Latino86.06%
Joint Ethnicity1.27%
Other Ethnicity11.15%

Arenac County data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act

Mortgage Loan Limits Near Arenac County, Michigan

Get 2025 conforming and FHA mortgage loan limits for the areas surrounding Arenac County, Michigan. Local loan limits and county-level mortgage data updated regularly.

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