Fact Checked

2023 Mortgage Loan Limits: Atascosa County, Texas

Dan Green
Author: Dan Green
Last Updated: July 28, 2023
Our advice is based on experience in the mortgage industry and we are dedicated to helping you achieve your goal of owning a home. We may receive compensation from partner banks when you view mortgage rates listed on our website.

2023 Mortgage Loan Limits for Atascosa County, Texas

Conforming Loans
FHA Loans
Property Type
2023 Loan Limit
1-Unit Homes
$726,200
2-Unit Homes
$929,850
3-Unit Homes
$1,123,900
4-Unit Homes
$1,396,800
Source: Federal Housing Finance Agency; Federal Housing Administration

Atascosa County, Texas, mortgage loan limits apply in:

Atascosa County 2023 mortgage loan limits include the following cities: Charlotte, Christine, Jourdanton, Leming, Pleasanton, Poteet

What is a mortgage loan limit?

Mortgage loan limits are the upper boundaries for how much a home buyer can borrow on a mortgage. Loan limits vary by county and home type.

The Federal Housing Finance Agency (FHFA) sets mortgage loan limits for conforming mortgages and the Federal Housing Administration (FHA) sets loan limits for FHA mortgages. In Atascosa County, the 2023 conforming mortgage loan limit for a 1-unit home is $726,200. The 2023 FHA mortgage loan limit for a 1-unit home is $524,400.

Conforming and FHA mortgage loan limits change annually to reflect changes in local and national home values. Loans that exceed conforming loan limit sizes are commonly called jumbo mortgages. As of 2023, there are no mortgage loan limits for VA loans or USDA loans.

Is Now A Good Time To Buy A House [September 2023]
Video Length: 10:25

Mortgage Loan Limits Near Atascosa County, Texas

Get 2023 conforming and FHA mortgage loan limits for the areas surrounding Atascosa County, Texas. Local loan limits and county-level mortgage data updated regularly.

View Nearby Counties:

Historical Charts: Mortgage Loan Limits in Atascosa County, Texas

Mortgage loan limits adjust annually to match changes in U.S. home values. As home values go up or down in Atascosa County, so do the local loan limits. Changes in mortgage loan limits promote affordable homeownership, fair lending, and a balanced housing market.

Conforming Loans
FHA Loans

Mortgage Statistics from Atascosa County, Texas

Mortgage statistics for Atascosa County, sourced from the Home Mortgage Disclosure Act (HMDA) database, maintained by the Federal Financial Institutions Examination Council (FFIEC). The HMDA database contains detailed, anonymous loan data and provides insight into home buyer traits, mortgage borrowing patterns, and mortgage approval rates. Percentages may not total 100% due to rounding.

Atascosa County, Texas (2018-2022)

Loan Type
Relative Share
Conventional
54.45%
FHA
26.79%
VA
16.95%
USDA
1.81%
Property Type
Relative Share
1-Unit Homes
99.58%
2-Unit Homes
0.28%
3-Unit Homes
0.06%
4-Unit Homes
0.08%
Borrower Status
Relative Share
One Borrower
12.70%
Two or More Borrowers
87.30%
Gender
Relative Share
Male
59.19%
Female
24.33%
Not Specified
16.48%
Race
Relative Share
American Indian / Alaska Native
1.01%
Asian
1.05%
Black / African American
1.59%
Native Hawaiian / Other Pacific Islander
0.19%
White
94.80%
Other
1.36%
Ethnicity
Relative Share
Hispanic or Latino
55.24%
Not Hispanic or Latino
38.87%
Atascosa County data represents closed-end, first-lien purchase mortgages for residential properties, 1-4 units, for the 5-year period 2018-2022. Source: FFEIC Home Mortgage Disclosure Act

Mortgage Statistics Near Atascosa County, Texas

Get mortgage statistics for the areas surrounding Atascosa County, Texas.

See National 2023 U.S. Mortgage Statistics

Pie chart illustration

See Today’s Mortgage Rates in Atascosa County, Texas

Homebuyer.com is the mortgage company for first-time home buyers. Check your eligibility for first-time home buyer programs and look at today's low down-payment mortgages. Get pre-approved online in just three minutes.

Subscribe to our Newsletter

Receive real estate and mortgage news by email weekly.
Personalized for you & your specific homebuying goals.