2026 Mortgage Loan Limits for Beaverhead County, Montana
Beaverhead County Loan Limits History
See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.
Beaverhead County Loan Limits: Complete Historical Table
Browse the full historical data for Beaverhead County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.
| Year | Conventional | FHA | VA | USDA |
|---|---|---|---|---|
| 2026 | $832,750 | $541,275 | $832,750 | $433,020 |
| 2025 | $806,500 | $524,225 | $806,500 | $419,380 |
| 2024 | $766,550 | $498,257 | $766,550 | $398,606 |
| 2023 | $726,200 | $472,030 | $726,200 | $377,624 |
| 2022 | $647,200 | $420,680 | $647,200 | - |
| 2021 | $548,250 | $356,362 | $548,250 | - |
| 2020 | $510,400 | $331,760 | $510,400 | - |
| 2019 | $484,350 | $314,827 | $484,350 | - |
| 2018 | $453,100 | $294,515 | $453,100 | - |
| 2017 | $424,100 | $275,665 | $424,100 | - |
| 2016 | $417,000 | $271,050 | $417,000 | - |
| 2015 | $417,000 | $271,050 | $417,000 | - |
| 2014 | $417,000 | $271,050 | $417,000 | - |
| 2013 | $417,000 | $271,050 | $417,000 | - |
| 2012 | $417,000 | $271,050 | $417,000 | - |
| 2011 | $417,000 | $271,050 | $417,000 | - |
| 2010 | $417,000 | $271,050 | $417,000 | - |
| 2009 | $417,000 | $271,050 | $417,000 | - |
| 2008 | $417,000 | $200,160 | $417,000 | - |
Cities in Beaverhead County, Montana
The following cities and communities are covered by Beaverhead County loan limits. Whether you're looking for mortgage loan limits in Argenta, Dell, Dewey or any other Beaverhead County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.
Beaverhead County, Montana Mortgage Market Analysis (2018-2024)
Explore borrowing and mortgage trends in Beaverhead County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.
Loan Count by Loan Type (Beaverhead County, Montana)
Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Beaverhead County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 101 | 54 | 53 | ▼-1.85% |
| FHA | 26 | 15 | 20 | ▲33.33% |
| VA | 26 | 15 | 15 | ▲0.00% |
| USDA | 12 | 1 | 1 | ▲0.00% |
Market Share by Loan Type (Beaverhead County, Montana)
Market share percentage by loan type (Conventional, FHA, VA, USDA) in Beaverhead County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 61.21% | 63.53% | 59.55% | ▼-3.98% |
| FHA | 15.76% | 17.65% | 22.47% | ▲4.82% |
| VA | 15.76% | 17.65% | 16.85% | ▼-0.80% |
| USDA | 7.27% | 1.18% | 1.12% | ▼-0.06% |
Average Loan-to-Value by Loan Type (Beaverhead County, Montana)
Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Beaverhead County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 79.20% | 76.00% | 68.60% | ▼-7.40% |
| FHA | 97.40% | 100.00% | 100.00% | ▲0.00% |
| VA | 100.00% | 88.20% | 96.70% | ▲8.50% |
| USDA | 100.00% | 87.20% | 100.00% | ▲12.80% |
