2026 Mortgage Loan Limits for Ben Hill County, Georgia
Ben Hill County Loan Limits History
See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.
Ben Hill County Loan Limits: Complete Historical Table
Browse the full historical data for Ben Hill County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.
| Year | Conventional | FHA | VA | USDA |
|---|---|---|---|---|
| 2026 | $832,750 | $541,275 | $832,750 | $433,020 |
| 2025 | $806,500 | $524,225 | $806,500 | $419,380 |
| 2024 | $766,550 | $498,257 | $766,550 | $398,606 |
| 2023 | $726,200 | $472,030 | $726,200 | $377,624 |
| 2022 | $647,200 | $420,680 | $647,200 | - |
| 2021 | $548,250 | $356,362 | $548,250 | - |
| 2020 | $510,400 | $331,760 | $510,400 | - |
| 2019 | $484,350 | $314,827 | $484,350 | - |
| 2018 | $453,100 | $294,515 | $453,100 | - |
| 2017 | $424,100 | $275,665 | $424,100 | - |
| 2016 | $417,000 | $271,050 | $417,000 | - |
| 2015 | $417,000 | $271,050 | $417,000 | - |
| 2014 | $417,000 | $271,050 | $417,000 | - |
| 2013 | $417,000 | $271,050 | $417,000 | - |
| 2012 | $417,000 | $271,050 | $417,000 | - |
| 2011 | $417,000 | $271,050 | $417,000 | - |
| 2010 | $417,000 | $271,050 | $417,000 | - |
| 2009 | $417,000 | $271,050 | $417,000 | - |
| 2008 | $417,000 | $200,160 | $417,000 | - |
Cities in Ben Hill County, Georgia
The following cities and communities are covered by Ben Hill County loan limits. Whether you're looking for mortgage loan limits in or any other Ben Hill County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.
Ben Hill County, Georgia Mortgage Market Analysis (2018-2024)
Explore borrowing and mortgage trends in Ben Hill County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.
Loan Count by Loan Type (Ben Hill County, Georgia)
Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Ben Hill County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 54 | 43 | 45 | ▲4.65% |
| FHA | 30 | 42 | 33 | ▼-21.43% |
| VA | 15 | 18 | 15 | ▼-16.67% |
| USDA | 15 | 11 | 14 | ▲27.27% |
Market Share by Loan Type (Ben Hill County, Georgia)
Market share percentage by loan type (Conventional, FHA, VA, USDA) in Ben Hill County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 47.37% | 37.72% | 42.06% | ▲4.34% |
| FHA | 26.32% | 36.84% | 30.84% | ▼-6.00% |
| VA | 13.16% | 15.79% | 14.02% | ▼-1.77% |
| USDA | 13.16% | 9.65% | 13.08% | ▲3.43% |
Average Loan-to-Value by Loan Type (Ben Hill County, Georgia)
Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Ben Hill County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 79.30% | 73.30% | 80.80% | ▲7.50% |
| FHA | 95.30% | 89.30% | 90.00% | ▲0.70% |
| VA | 100.00% | 94.80% | 100.00% | ▲5.20% |
| USDA | 100.00% | 96.80% | 100.00% | ▲3.20% |
