2026 Mortgage Loan Limits for Bledsoe County, Tennessee

Bledsoe County Loan Limits History

See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.

Sources: Federal Housing Finance Agency (FHFA), HUD

Bledsoe County Loan Limits: Complete Historical Table

Browse the full historical data for Bledsoe County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.

YearConventionalFHAVAUSDA
2026$832,750$541,275$832,750$433,020
2025$806,500$524,225$806,500$419,380
2024$766,550$498,257$766,550$398,606
2023$726,200$472,030$726,200$377,624
2022$647,200$420,680$647,200-
2021$548,250$356,362$548,250-
2020$510,400$331,760$510,400-
2019$484,350$314,827$484,350-
2018$453,100$294,515$453,100-
2017$424,100$275,665$424,100-
2016$417,000$271,050$417,000-
2015$417,000$271,050$417,000-
2014$417,000$271,050$417,000-
2013$417,000$271,050$417,000-
2012$417,000$271,050$417,000-
2011$417,000$271,050$417,000-
2010$417,000$271,050$417,000-
2009$417,000$271,050$417,000-
2008$417,000$200,160$417,000-

Note: These are the Bledsoe County loan limits for 2025. High-cost areas may have elevated limits up to 150% of these amounts. USDA loans are only available for single-family homes in eligible rural areas.

Sources: FHFA, FHA, VA, USDA


Cities in Bledsoe County, Tennessee

The following cities and communities are covered by Bledsoe County loan limits. Whether you're looking for mortgage loan limits in Pikeville or any other Bledsoe County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.

Pikeville

Bledsoe County, Tennessee Mortgage Market Analysis (2018-2024)

Explore borrowing and mortgage trends in Bledsoe County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.

Loan Count by Loan Type (Bledsoe County, Tennessee)

Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Bledsoe County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional160123122-0.81%
FHA15273218.52%
VA27111863.64%
USDA541-75.00%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.

Market Share by Loan Type (Bledsoe County, Tennessee)

Market share percentage by loan type (Conventional, FHA, VA, USDA) in Bledsoe County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional77.29%74.55%70.52%-4.03%
FHA7.25%16.36%18.50%2.14%
VA13.04%6.67%10.40%3.73%
USDA2.42%2.42%0.58%-1.84%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.

Average Loan-to-Value by Loan Type (Bledsoe County, Tennessee)

Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Bledsoe County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional81.30%71.60%75.70%4.10%
FHA92.40%83.20%84.10%0.90%
VA100.00%90.00%84.70%-5.30%
USDA100.00%96.80%100.00%3.20%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.


Data Sources: Official 2026 loan limit data from FHFA, HUD, VA, and USDA. Retrieved December 5, 2025.

Compare 50+ Lenders & Find Better Rates

Join 4M+ homebuyers who compared rates first

100% free · No signup required · No credit impact

Homebuyer.com is not a lender or mortgage broker. We don't provide quotes or credit decisions. We display links to lenders who may offer services.

Happy man holding house keys celebrating successful home purchase

Can You Qualify?

Find out now • No obligation

Get A Free Quote →