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2026 Mortgage Loan Limits for Cass County, Nebraska

Cass County Loan Limits History

See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.

Sources: Federal Housing Finance Agency (FHFA), HUD

Cass County Loan Limits: Complete Historical Table

Browse the full historical data for Cass County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.

YearConventionalFHAVAUSDA
2026$832,750$541,287$832,750$433,020
2025$806,500$524,225$806,500$419,380
2024$766,550$498,257$766,550$398,606
2023$726,200$472,030$726,200$377,624
2022$647,200$420,680$647,200-
2021$548,250$356,362$548,250-
2020$510,400$331,760$510,400-
2019$484,350$314,827$484,350-
2018$453,100$294,515$453,100-
2017$424,100$275,665$424,100-
2016$417,000$271,050$417,000-
2015$417,000$271,050$417,000-
2014$417,000$271,050$417,000-
2013$417,000$271,050$417,000-
2012$417,000$271,050$417,000-
2011$417,000$271,050$417,000-
2010$417,000$271,050$417,000-
2009$417,000$271,050$417,000-
2008$417,000$200,160$417,000-

Note: These are the Cass County loan limits for 2026. High-cost areas may have elevated limits up to 150% of these amounts. USDA loans are only available for single-family homes in eligible rural areas.

Sources: FHFA, FHA, VA, USDA


Cities in Cass County, Nebraska

The following cities and communities are covered by Cass County loan limits. Whether you're looking for mortgage loan limits in Alvo, Avoca, Cedar Creek or any other Cass County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.

Alvo
Avoca
Cedar Creek
Eagle
Elmwood
Greenwood
Louisville
Manley
Murdock
Murray
Nehawka
Plattsmouth
South Bend
Union
Weeping Water

Cass County, Nebraska Mortgage Market Analysis (2018-2024)

Explore borrowing and mortgage trends in Cass County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.

Loan Count by Loan Type (Cass County, Nebraska)

Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Cass County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional5543343659.28%
FHA866459-7.81%
VA146648431.25%
USDA308912.50%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, January 19, 2026.

Market Share by Loan Type (Cass County, Nebraska)

Market share percentage by loan type (Conventional, FHA, VA, USDA) in Cass County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional67.89%71.06%70.60%-0.46%
FHA10.54%13.62%11.41%-2.21%
VA17.89%13.62%16.25%2.63%
USDA3.68%1.70%1.74%0.04%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, January 19, 2026.

Average Loan-to-Value by Loan Type (Cass County, Nebraska)

Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Cass County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional93.30%82.40%83.50%1.10%
FHA97.00%89.00%89.40%0.40%
VA98.20%88.90%100.00%11.10%
USDA100.00%97.50%98.90%1.40%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, January 19, 2026.


Data Sources: Official 2026 loan limit data from FHFA, HUD, VA, and USDA. Retrieved January 19, 2026.

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