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2026 Mortgage Loan Limits for Catron County, New Mexico

Catron County Loan Limits History

See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.

Sources: Federal Housing Finance Agency (FHFA), HUD

Catron County Loan Limits: Complete Historical Table

Browse the full historical data for Catron County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.

YearConventionalFHAVAUSDA
2026$832,750$541,287$832,750$433,020
2025$806,500$524,225$806,500$419,380
2024$766,550$498,257$766,550$398,606
2023$726,200$472,030$726,200$377,624
2022$647,200$420,680$647,200-
2021$548,250$401,350$548,250-
2020$510,400$401,350$510,400-
2019$484,350$401,350$484,350-
2018$453,100$401,350$453,100-
2017$424,100$395,600$424,100-
2016$417,000$386,400$417,000-
2015$417,000$271,050$417,000-
2014$417,000$271,050$417,000-
2013$417,000$271,050$417,000-
2012$417,000$271,050$417,000-
2011$417,000$271,050$417,000-
2010$417,000$271,050$417,000-
2009$417,000$271,050$417,000-
2008$417,000$200,160$417,000-

Note: These are the Catron County loan limits for 2026. High-cost areas may have elevated limits up to 150% of these amounts. USDA loans are only available for single-family homes in eligible rural areas.

Sources: FHFA, FHA, VA, USDA


Cities in Catron County, New Mexico

The following cities and communities are covered by Catron County loan limits. Whether you're looking for mortgage loan limits in Alma, Apache Creek, Aragon or any other Catron County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.

Alma
Apache Creek
Aragon
Cruzville
Datil
Escudilla Bonita
Glenwood
Homestead
Lower Frisco
Luna
Middle Frisco
Mogollon
Pie Town
Pleasanton
Quemado
Rancho Grande
Reserve
Rivers

Catron County, New Mexico Mortgage Market Analysis (2018-2024)

Explore borrowing and mortgage trends in Catron County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.

Loan Count by Loan Type (Catron County, New Mexico)

Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Catron County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional212522-12.00%
FHA254-20.00%
VA56716.67%
USDA0020.00%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, January 19, 2026.

Market Share by Loan Type (Catron County, New Mexico)

Market share percentage by loan type (Conventional, FHA, VA, USDA) in Catron County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional75.00%69.44%62.86%-6.58%
FHA7.14%13.89%11.43%-2.46%
VA17.86%16.67%20.00%3.33%
USDA0.00%0.00%5.71%5.71%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, January 19, 2026.

Average Loan-to-Value by Loan Type (Catron County, New Mexico)

Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Catron County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional68.60%71.10%79.80%8.70%
FHA64.50%87.40%59.60%-27.80%
VA93.00%100.00%100.00%0.00%
USDA0.00%0.00%96.30%96.30%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, January 19, 2026.


Data Sources: Official 2026 loan limit data from FHFA, HUD, VA, and USDA. Retrieved January 19, 2026.

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