2026 Mortgage Loan Limits for Clarendon County, South Carolina
Clarendon County Loan Limits History
See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.
Clarendon County Loan Limits: Complete Historical Table
Browse the full historical data for Clarendon County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.
| Year | Conventional | FHA | VA | USDA |
|---|---|---|---|---|
| 2026 | $832,750 | $541,287 | $832,750 | $433,020 |
| 2025 | $806,500 | $524,225 | $806,500 | $419,380 |
| 2024 | $766,550 | $498,257 | $766,550 | $398,606 |
| 2023 | $726,200 | $472,030 | $726,200 | $377,624 |
| 2022 | $647,200 | $420,680 | $647,200 | - |
| 2021 | $548,250 | $356,362 | $548,250 | - |
| 2020 | $510,400 | $331,760 | $510,400 | - |
| 2019 | $484,350 | $314,827 | $484,350 | - |
| 2018 | $453,100 | $294,515 | $453,100 | - |
| 2017 | $424,100 | $275,665 | $424,100 | - |
| 2016 | $417,000 | $271,050 | $417,000 | - |
| 2015 | $417,000 | $271,050 | $417,000 | - |
| 2014 | $417,000 | $271,050 | $417,000 | - |
| 2013 | $417,000 | $271,050 | $417,000 | - |
| 2012 | $417,000 | $271,050 | $417,000 | - |
| 2011 | $417,000 | $271,050 | $417,000 | - |
| 2010 | $417,000 | $271,050 | $417,000 | - |
| 2009 | $417,000 | $271,050 | $417,000 | - |
| 2008 | $417,000 | $200,160 | $417,000 | - |
Cities in Clarendon County, South Carolina
The following cities and communities are covered by Clarendon County loan limits. Whether you're looking for mortgage loan limits in Alcolu, Foreston, Manning or any other Clarendon County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.
Clarendon County, South Carolina Mortgage Market Analysis (2018-2024)
Explore borrowing and mortgage trends in Clarendon County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.
Loan Count by Loan Type (Clarendon County, South Carolina)
Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Clarendon County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 315 | 267 | 230 | ▼-13.86% |
| FHA | 65 | 52 | 68 | ▲30.77% |
| VA | 65 | 49 | 71 | ▲44.90% |
| USDA | 18 | 4 | 5 | ▲25.00% |
Market Share by Loan Type (Clarendon County, South Carolina)
Market share percentage by loan type (Conventional, FHA, VA, USDA) in Clarendon County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 68.03% | 71.77% | 61.50% | ▼-10.27% |
| FHA | 14.04% | 13.98% | 18.18% | ▲4.20% |
| VA | 14.04% | 13.17% | 18.98% | ▲5.81% |
| USDA | 3.89% | 1.08% | 1.34% | ▲0.26% |
Average Loan-to-Value by Loan Type (Clarendon County, South Carolina)
Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Clarendon County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 88.50% | 85.60% | 84.30% | ▼-1.30% |
| FHA | 89.30% | 85.40% | 90.40% | ▲5.00% |
| VA | 100.00% | 91.20% | 99.00% | ▲7.80% |
| USDA | 96.10% | 94.70% | 91.80% | ▼-2.90% |
