2026 Mortgage Loan Limits for Coffey County, Kansas

Coffey County Loan Limits History

See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.

Sources: Federal Housing Finance Agency (FHFA), HUD

Coffey County Loan Limits: Complete Historical Table

Browse the full historical data for Coffey County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.

YearConventionalFHAVAUSDA
2026$832,750$541,275$832,750$433,020
2025$806,500$524,225$806,500$419,380
2024$766,550$498,257$766,550$398,606
2023$726,200$472,030$726,200$377,624
2022$647,200$420,680$647,200-
2021$548,250$356,362$548,250-
2020$510,400$331,760$510,400-
2019$484,350$314,827$484,350-
2018$453,100$294,515$453,100-
2017$424,100$275,665$424,100-
2016$417,000$271,050$417,000-
2015$417,000$271,050$417,000-
2014$417,000$271,050$417,000-
2013$417,000$271,050$417,000-
2012$417,000$271,050$417,000-
2011$417,000$271,050$417,000-
2010$417,000$271,050$417,000-
2009$417,000$271,050$417,000-
2008$417,000$200,160$417,000-

Note: These are the Coffey County loan limits for 2025. High-cost areas may have elevated limits up to 150% of these amounts. USDA loans are only available for single-family homes in eligible rural areas.

Sources: FHFA, FHA, VA, USDA


Cities in Coffey County, Kansas

The following cities and communities are covered by Coffey County loan limits. Whether you're looking for mortgage loan limits in Avon, Burlington, Burlington (Township) or any other Coffey County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.

Avon
Burlington
Burlington (Township)
Gridley
Hampden
Key West
Lebo
LeRoy
LeRoy (Township)
Liberty
Lincoln
Neosho
New Strawn
Pleasant
Pottawatomie
Rock Creek
Spring Creek
Star
Waverly

Coffey County, Kansas Mortgage Market Analysis (2018-2024)

Explore borrowing and mortgage trends in Coffey County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.

Loan Count by Loan Type (Coffey County, Kansas)

Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Coffey County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional10173730.00%
FHA202212-45.45%
VA1519800.00%
USDA11110.00%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.

Market Share by Loan Type (Coffey County, Kansas)

Market share percentage by loan type (Conventional, FHA, VA, USDA) in Coffey County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional68.71%75.26%76.84%1.58%
FHA13.61%22.68%12.63%-10.05%
VA10.20%1.03%9.47%8.44%
USDA7.48%1.03%1.05%0.02%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.

Average Loan-to-Value by Loan Type (Coffey County, Kansas)

Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Coffey County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional100.00%100.00%100.00%0.00%
FHA93.80%92.80%94.80%2.00%
VA100.00%91.10%83.30%-7.80%
USDA100.00%100.00%92.60%-7.40%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.


Data Sources: Official 2026 loan limit data from FHFA, HUD, VA, and USDA. Retrieved December 5, 2025.

Compare 50+ Lenders & Find Better Rates

Join 4M+ homebuyers who compared rates first

100% free · No signup required · No credit impact

Homebuyer.com is not a lender or mortgage broker. We don't provide quotes or credit decisions. We display links to lenders who may offer services.

Happy man holding house keys celebrating successful home purchase

Can You Qualify?

Find out now • No obligation

Get A Free Quote →