Dan Green
Dan Green

Dan Green

Homebuyer.com

Dan Green has helped millions of people achieve their American Dream of homeownership. Dan has developed dozens of tools, written thousands of mortgage articles, and recorded hundreds of educational videos. .

Dan Green

Dan Green

Homebuyer.com

Dan Green has helped millions of people achieve their American Dream of homeownership. Dan has developed dozens of tools, written thousands of mortgage articles, and recorded hundreds of educational videos. .

This website discusses mortgage programs and how to qualify. Your eligibility may vary based on lender guidelines and investor overlays. Check with your lender for specific details.

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This article was checked for accuracy as of December 2, 2024. Learn more about our commitments to accuracy and your mortgage education in our editorial guidelines.

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Trusted Content

This article was checked for accuracy as of December 2, 2024. Learn more about our commitments to accuracy and your mortgage education in our editorial guidelines.

Published: December 2, 2024

2025 Conventional and FHA Mortgage Loan Limits for Cole County, Missouri

Conforming Loans
FHA Loans
Property Type
2025 Loan Limit
1-Unit Homes
$806,500
2-Unit Homes
$1,032,650
3-Unit Homes
$1,248,150
4-Unit Homes
$1,551,250
Source: Federal Housing Finance Agency; Federal Housing Administration

Cole County, Missouri, mortgage loan limits apply in:

Cole County 2025 mortgage loan limits include the following cities: Centertown, Eugene, Lohman, Russellville, St. Martins, St. Thomas, Taos, Wardsville
2025 Mortgage Loan Limits - Conforming, FHA, and High-Cost Areas
Video Length: 06:51

Historical Charts: Mortgage Loan Limits in Cole County, Missouri

Cole County mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from Cole County, Missouri

Cole County mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Mortgages
Total
Purchase Mortgages (2018-2023)
5,279
Loan Type
Relative Share
Conventional
74.86%
FHA
13.20%
VA
10.13%
USDA
1.80%
Property Type
Relative Share
1-Unit Homes
97.63%
2-Unit Homes
1.61%
3-Unit Homes
0.28%
4-Unit Homes
0.47%
Borrower Status
Relative Share
One Applicant
52.64%
Two or More Applicants
47.36%
Gender
Relative Share
Male
29.36%
Female
22.37%
Joint Sex
41.14%
Not Available
7.12%
Race
Relative Share
American Indian / Alaska Native
0.42%
Asian
1.08%
Black / African American
3.28%
Native Hawaiian / Other Pacific Islander
0.08%
White
82.59%
Mixed Race
2.10%
Other Race
10.46%
Ethnicity
Relative Share
Hispanic or Latino
2.29%
Not Hispanic or Latino
84.88%
Joint Ethnicity
1.31%
Other Ethnicity
11.52%
Cole County data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act

Mortgage Loan Limits Near Cole County, Missouri

2025 conforming and FHA mortgage loan limits for for the areas surrounding Cole County, Missouri. Local loan limits and county-level mortgage data updated regularly.

View Nearby Counties:

Boone County, Missouri
Callaway County, Missouri
Miller County, Missouri
Moniteau County, Missouri
Osage County, Missouri
National Data

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