Dan Green
Dan Green

Dan Green

Homebuyer.com

Dan Green (NMLS 227607) is a licensed mortgage professional who has helped millions of people achieve their American Dream of homeownership. Dan has developed dozens of tools, written thousands of mortgage articles, and recorded hundreds of educational videos. .

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This website discusses mortgage programs and how to qualify. Your eligibility may vary based on lender guidelines and investor overlays. Check with your lender for specific details.

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This article was checked for accuracy as of December 2, 2024. Learn more about our commitments to accuracy and your mortgage education in our editorial guidelines.

Published: December 2, 2024

2025 Conventional and FHA Mortgage Loan Limits for Colorado

Conforming Loans
FHA Loans
Property Type
2025 Loan Limit
1-Unit Homes
$806,500
2-Unit Homes
$1,032,650
3-Unit Homes
$1,248,150
4-Unit Homes
$1,551,250
Source: Federal Housing Finance Agency; Federal Housing Administration

Colorado mortgage loan limits apply in:

2025 Mortgage Loan Limits - Conforming, FHA, and High-Cost Area
Video Length: 06:51

Historical Charts: Mortgage Loan Limits in Colorado

Colorado mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from Colorado

Colorado mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Mortgages
Total
Purchase Mortgages (2018-2023)
620,366
Loan Type
Relative Share
Conventional
73.14%
FHA
14.32%
VA
11.98%
USDA
0.56%
Property Type
Relative Share
1-Unit Homes
99.18%
2-Unit Homes
0.42%
3-Unit Homes
0.31%
4-Unit Homes
0.08%
Borrower Status
Relative Share
One Applicant
49.40%
Two or More Applicants
50.60%
Gender
Relative Share
Male
31.23%
Female
19.90%
Joint Sex
42.74%
Not Available
6.12%
Race
Relative Share
American Indian / Alaska Native
0.58%
Asian
3.87%
Black / African American
2.34%
Native Hawaiian / Other Pacific Islander
0.17%
White
75.84%
Mixed Race
3.11%
Other Race
14.09%
Ethnicity
Relative Share
Hispanic or Latino
10.45%
Not Hispanic or Latino
71.94%
Joint Ethnicity
3.82%
Other Ethnicity
13.80%
Colorado data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act

Mortgage Loan Limits in All Colorado Counties

2025 conforming and FHA mortgage loan limits for all Colorado counties. Local loan limits and county-level mortgage data updated regularly.

Colorado Counties

Eagle County, Colorado
Garfield County, Colorado
Pitkin County, Colorado
Summit County, Colorado
Routt County, Colorado
San Miguel County, Colorado
Grand County, Colorado
Boulder County, Colorado
Adams County, Colorado
Arapahoe County, Colorado
Broomfield County, Colorado
Clear Creek County, Colorado
Denver County, Colorado
Douglas County, Colorado
Elbert County, Colorado
Gilpin County, Colorado
Jefferson County, Colorado
Park County, Colorado
Alamosa County, Colorado
Archuleta County, Colorado
Baca County, Colorado
Bent County, Colorado
Chaffee County, Colorado
Cheyenne County, Colorado
Conejos County, Colorado
Costilla County, Colorado
Crowley County, Colorado
Custer County, Colorado
Delta County, Colorado
Dolores County, Colorado
El Paso County, Colorado
Fremont County, Colorado
Gunnison County, Colorado
Hinsdale County, Colorado
Huerfano County, Colorado
Jackson County, Colorado
Kiowa County, Colorado
Kit Carson County, Colorado
Lake County, Colorado
La Plata County, Colorado
Larimer County, Colorado
Las Animas County, Colorado
Lincoln County, Colorado
Logan County, Colorado
Mesa County, Colorado
Mineral County, Colorado
Moffat County, Colorado
Montezuma County, Colorado
Montrose County, Colorado
Morgan County, Colorado
Otero County, Colorado
Ouray County, Colorado
Phillips County, Colorado
Prowers County, Colorado
Pueblo County, Colorado
Rio Blanco County, Colorado
Rio Grande County, Colorado
Saguache County, Colorado
San Juan County, Colorado
Sedgwick County, Colorado
Teller County, Colorado
Washington County, Colorado
Weld County, Colorado
Yuma County, Colorado
National Data

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