Dan Green
Dan Green

Dan Green

Homebuyer.com

Dan Green (NMLS 227607) is a licensed mortgage professional who has helped millions of people achieve their American Dream of homeownership. Dan has developed dozens of tools, written thousands of mortgage articles, and recorded hundreds of educational videos. .

This website discusses mortgage programs and how to qualify. Your eligibility may vary based on lender guidelines and investor overlays. Check with your lender for specific details.

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This article was checked for accuracy as of December 2, 2024. Learn more about our commitments to accuracy and your mortgage education in our editorial guidelines.

Published: December 2, 2024

2025 Conventional and FHA Mortgage Loan Limits for Cook County, Georgia

Conforming Loans
FHA Loans
Property Type
2025 Loan Limit
1-Unit Homes
$806,500
2-Unit Homes
$1,032,650
3-Unit Homes
$1,248,150
4-Unit Homes
$1,551,250
Source: Federal Housing Finance Agency; Federal Housing Administration

Cook County, Georgia, mortgage loan limits apply in:

Cook County 2025 mortgage loan limits include the following cities: Adel, Cecil, Lenox, Sparks
2025 Mortgage Loan Limits - Conforming, FHA, and High-Cost Area
Video Length: 06:51

Historical Charts: Mortgage Loan Limits in Cook County, Georgia

Cook County mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from Cook County, Georgia

Cook County mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Mortgages
Total
Purchase Mortgages (2018-2023)
682
Loan Type
Relative Share
Conventional
47.65%
FHA
23.02%
VA
19.06%
USDA
10.26%
Property Type
Relative Share
1-Unit Homes
96.48%
2-Unit Homes
2.64%
3-Unit Homes
0.44%
4-Unit Homes
0.44%
Borrower Status
Relative Share
One Applicant
66.13%
Two or More Applicants
33.87%
Gender
Relative Share
Male
39.00%
Female
24.05%
Joint Sex
30.21%
Not Available
6.74%
Race
Relative Share
American Indian / Alaska Native
0.44%
Asian
0.88%
Black / African American
12.61%
Native Hawaiian / Other Pacific Islander
0.00%
White
73.90%
Mixed Race
1.76%
Other Race
10.41%
Ethnicity
Relative Share
Hispanic or Latino
5.13%
Not Hispanic or Latino
80.35%
Joint Ethnicity
2.05%
Other Ethnicity
12.46%
Cook County data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act

Mortgage Loan Limits Near Cook County, Georgia

2025 conforming and FHA mortgage loan limits for for the areas surrounding Cook County, Georgia. Local loan limits and county-level mortgage data updated regularly.

View Nearby Counties:

Berrien County, Georgia
Brooks County, Georgia
Colquitt County, Georgia
Lowndes County, Georgia
Tift County, Georgia
National Data

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