Dan Green
Dan Green

Dan Green

Homebuyer.com

Dan Green (NMLS 227607) is a licensed mortgage professional who has helped millions of people achieve their American Dream of homeownership. Dan has developed dozens of tools, written thousands of mortgage articles, and recorded hundreds of educational videos. .

This website discusses mortgage programs and how to qualify. Your eligibility may vary based on lender guidelines and investor overlays. Check with your lender for specific details.

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This article was checked for accuracy as of December 2, 2024. Learn more about our commitments to accuracy and your mortgage education in our editorial guidelines.

Published: December 2, 2024

2025 Conventional and FHA Mortgage Loan Limits for Davis County, Utah

Conforming Loans
FHA Loans
Property Type
2025 Loan Limit
1-Unit Homes
$806,500
2-Unit Homes
$1,032,650
3-Unit Homes
$1,248,150
4-Unit Homes
$1,551,250
Source: Federal Housing Finance Agency; Federal Housing Administration

Davis County, Utah, mortgage loan limits apply in:

Davis County 2025 mortgage loan limits include the following cities: Bountiful, Centerville, Clearfield, Clinton, Farmington, Fruit Heights, Kaysville, Layton, North Salt Lake, South Weber, Sunset, Syracuse, West Bountiful, West Point, Woods Cross
2025 Mortgage Loan Limits - Conforming, FHA, and High-Cost Area
Video Length: 06:51

Historical Charts: Mortgage Loan Limits in Davis County, Utah

Davis County mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from Davis County, Utah

Davis County mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Mortgages
Total
Purchase Mortgages (2018-2023)
27,652
Loan Type
Relative Share
Conventional
72.28%
FHA
16.35%
VA
11.37%
USDA
0.00%
Property Type
Relative Share
1-Unit Homes
99.67%
2-Unit Homes
0.22%
3-Unit Homes
0.01%
4-Unit Homes
0.09%
Borrower Status
Relative Share
One Applicant
45.88%
Two or More Applicants
54.12%
Gender
Relative Share
Male
33.15%
Female
14.31%
Joint Sex
47.92%
Not Available
4.61%
Race
Relative Share
American Indian / Alaska Native
0.41%
Asian
2.31%
Black / African American
0.87%
Native Hawaiian / Other Pacific Islander
0.64%
White
83.34%
Mixed Race
2.79%
Other Race
9.65%
Ethnicity
Relative Share
Hispanic or Latino
7.33%
Not Hispanic or Latino
79.33%
Joint Ethnicity
3.71%
Other Ethnicity
9.64%
Davis County data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act

Mortgage Loan Limits Near Davis County, Utah

2025 conforming and FHA mortgage loan limits for for the areas surrounding Davis County, Utah. Local loan limits and county-level mortgage data updated regularly.

View Nearby Counties:

Box Elder County, Utah
Morgan County, Utah
Salt Lake County, Utah
Tooele County, Utah
Weber County, Utah
National Data

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