Dan Green
Dan Green

Dan Green

Homebuyer.com

Dan Green (NMLS 227607) is a licensed mortgage professional who has helped millions of people achieve their American Dream of homeownership. Dan has developed dozens of tools, written thousands of mortgage articles, and recorded hundreds of educational videos. .

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This article was checked for accuracy as of December 2, 2024. Learn more about our commitments to accuracy and your mortgage education in our editorial guidelines.

Published: December 2, 2024

2025 Conventional and FHA Mortgage Loan Limits for Delaware

Conforming Loans
FHA Loans
Property Type
2025 Loan Limit
1-Unit Homes
$806,500
2-Unit Homes
$1,032,650
3-Unit Homes
$1,248,150
4-Unit Homes
$1,551,250
Source: Federal Housing Finance Agency; Federal Housing Administration

Delaware mortgage loan limits apply in:

2025 Mortgage Loan Limits - Conforming, FHA, and High-Cost Area
Video Length: 06:51

Historical Charts: Mortgage Loan Limits in Delaware

Delaware mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from Delaware

Delaware mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Mortgages
Total
Purchase Mortgages (2018-2023)
98,435
Loan Type
Relative Share
Conventional
68.82%
FHA
19.94%
VA
8.45%
USDA
2.80%
Property Type
Relative Share
1-Unit Homes
99.51%
2-Unit Homes
0.35%
3-Unit Homes
0.11%
4-Unit Homes
0.03%
Borrower Status
Relative Share
One Applicant
55.38%
Two or More Applicants
44.62%
Gender
Relative Share
Male
30.07%
Female
26.60%
Joint Sex
38.56%
Not Available
4.78%
Race
Relative Share
American Indian / Alaska Native
0.26%
Asian
4.66%
Black / African American
15.61%
Native Hawaiian / Other Pacific Islander
0.15%
White
64.99%
Mixed Race
2.18%
Other Race
12.16%
Ethnicity
Relative Share
Hispanic or Latino
5.65%
Not Hispanic or Latino
80.76%
Joint Ethnicity
1.70%
Other Ethnicity
11.88%
Delaware data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act

Mortgage Loan Limits in All Delaware Counties

2025 conforming and FHA mortgage loan limits for all Delaware counties. Local loan limits and county-level mortgage data updated regularly.

Delaware Counties

Kent County, Delaware
New Castle County, Delaware
Sussex County, Delaware
National Data

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