2026 Mortgage Loan Limits for District Of Columbia

Find Loan Limits by County in District Of Columbia

Mortgage loan limits vary by county in District Of Columbia based on local housing costs. District Of Columbia has 5 counties, with no designated as high-cost areas with elevated limits. Select a county below to find current limits for conventional, FHA, VA, and USDA loans.

District Of Columbia Loan Limits Overview

How to Use District Of Columbia Loan Limits

Loan limits vary by county in District Of Columbia. Find your county's limits below, then use them to understand your buying power and compare mortgage options.

1. 1

   Find Your County Limits

   Click your county below to see exact limits for conventional, FHA, VA, and USDA loans. Limits change each year, so check the current 2026 amounts. All counties in District Of Columbia use the standard national loan limits.

2. 2

   Calculate What You Can Afford

   Use your county's loan limits with our home affordability calculator to see how much house you can buy. The calculator factors in your income, debts, and local loan limits.

3. 3

   Compare Loan Types

   Different loan types have different limits. Conventional loans may go higher in high-cost areas, while FHA limits are set by county. VA loans match conventional limits, and USDA has its own limits based on area median income. Learn about loan types.

4. 4

   Get Pre-Approved

   Once you know your county's limits, learn how to get pre-approved. Understanding your loan limits helps you know what loan amount you qualify for and which loan type fits your situation.

District Of Columbia County Loan Limits

Click on a county below to see detailed loan limits and mortgage statistics.