2026 Mortgage Loan Limits for Door County, Wisconsin

Door County Loan Limits History

See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.

Sources: Federal Housing Finance Agency (FHFA), HUD

Door County Loan Limits: Complete Historical Table

Browse the full historical data for Door County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.

YearConventionalFHAVAUSDA
2026$832,750$541,275$832,750$433,020
2025$806,500$524,225$806,500$419,380
2024$766,550$498,257$766,550$398,606
2023$726,200$472,030$726,200$377,624
2022$647,200$420,680$647,200-
2021$548,250$356,362$548,250-
2020$510,400$331,760$510,400-
2019$484,350$314,827$484,350-
2018$453,100$294,515$453,100-
2017$424,100$275,665$424,100-
2016$417,000$271,050$417,000-
2015$417,000$271,050$417,000-
2014$417,000$271,050$417,000-
2013$417,000$271,050$417,000-
2012$417,000$271,050$417,000-
2011$417,000$271,050$417,000-
2010$417,000$271,050$417,000-
2009$417,000$271,050$417,000-
2008$417,000$200,160$417,000-

Note: These are the Door County loan limits for 2025. High-cost areas may have elevated limits up to 150% of these amounts. USDA loans are only available for single-family homes in eligible rural areas.

Sources: FHFA, FHA, VA, USDA


Cities in Door County, Wisconsin

The following cities and communities are covered by Door County loan limits. Whether you're looking for mortgage loan limits in Baileys Harbor, Baileys Harbor (CDP), Brussels or any other Door County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.

Baileys Harbor
Baileys Harbor (CDP)
Brussels
Clay Banks
Egg Harbor
Egg Harbor (Town)
Ellison Bay
Ephraim
Forestville
Forestville (Town)
Gardner
Gibraltar
Jacksonport
Liberty Grove
Little Sturgeon
Nasewaupee
Sevastopol
Sister Bay
Sturgeon Bay
Sturgeon Bay (Town)
Union
Washington

Door County, Wisconsin Mortgage Market Analysis (2018-2024)

Explore borrowing and mortgage trends in Door County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.

Loan Count by Loan Type (Door County, Wisconsin)

Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Door County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional97343251819.91%
FHA36172864.71%
VA43162875.00%
USDA9000.00%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.

Market Share by Loan Type (Door County, Wisconsin)

Market share percentage by loan type (Conventional, FHA, VA, USDA) in Door County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional91.71%92.90%90.24%-2.66%
FHA3.39%3.66%4.88%1.22%
VA4.05%3.44%4.88%1.44%
USDA0.85%0.00%0.00%0.00%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.

Average Loan-to-Value by Loan Type (Door County, Wisconsin)

Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Door County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional74.00%71.30%74.70%3.40%
FHA97.40%87.60%76.10%-11.50%
VA98.70%85.70%100.00%14.30%
USDA100.00%0.00%0.00%0.00%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.


Data Sources: Official 2026 loan limit data from FHFA, HUD, VA, and USDA. Retrieved December 5, 2025.

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