Dan Green
Dan Green

Dan Green

Homebuyer.com

Dan Green (NMLS 227607) is a licensed mortgage professional who has helped millions of people achieve their American Dream of homeownership. Dan has developed dozens of tools, written thousands of mortgage articles, and recorded hundreds of educational videos. .

This website discusses mortgage programs and how to qualify. Your eligibility may vary based on lender guidelines and investor overlays. Check with your lender for specific details.

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This article was checked for accuracy as of December 2, 2024. Learn more about our commitments to accuracy and your mortgage education in our editorial guidelines.

Published: December 2, 2024

2025 Conventional and FHA Mortgage Loan Limits for Emporia City, Virginia

Conforming Loans
FHA Loans
Property Type
2025 Loan Limit
1-Unit Homes
$806,500
2-Unit Homes
$1,032,650
3-Unit Homes
$1,248,150
4-Unit Homes
$1,551,250
Source: Federal Housing Finance Agency; Federal Housing Administration

Emporia City, Virginia, mortgage loan limits apply in:

Emporia City 2025 mortgage loan limits include the following cities: Emporia
2025 Mortgage Loan Limits - Conforming, FHA, and High-Cost Area
Video Length: 06:51

Historical Charts: Mortgage Loan Limits in Emporia City, Virginia

Emporia City mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from Emporia City, Virginia

Emporia City mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Mortgages
Total
Purchase Mortgages (2018-2023)
167
Loan Type
Relative Share
Conventional
37.13%
FHA
40.72%
VA
11.38%
USDA
10.78%
Property Type
Relative Share
1-Unit Homes
98.80%
2-Unit Homes
1.20%
3-Unit Homes
0.00%
4-Unit Homes
0.00%
Borrower Status
Relative Share
One Applicant
76.05%
Two or More Applicants
23.95%
Gender
Relative Share
Male
30.54%
Female
37.72%
Joint Sex
20.96%
Not Available
10.78%
Race
Relative Share
American Indian / Alaska Native
0.00%
Asian
0.00%
Black / African American
33.53%
Native Hawaiian / Other Pacific Islander
1.80%
White
43.71%
Mixed Race
1.80%
Other Race
19.16%
Ethnicity
Relative Share
Hispanic or Latino
2.99%
Not Hispanic or Latino
76.65%
Joint Ethnicity
0.60%
Other Ethnicity
19.76%
Emporia City data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act

Mortgage Loan Limits Near Emporia City, Virginia

2025 conforming and FHA mortgage loan limits for for the areas surrounding Emporia City, Virginia. Local loan limits and county-level mortgage data updated regularly.

View Nearby Counties:

Greensville County, Virginia
National Data

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