2026 Mortgage Loan Limits for Grainger County, Tennessee
Grainger County Loan Limits History
See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.
Grainger County Loan Limits: Complete Historical Table
Browse the full historical data for Grainger County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.
| Year | Conventional | FHA | VA | USDA |
|---|---|---|---|---|
| 2026 | $832,750 | $541,275 | $832,750 | $433,020 |
| 2025 | $806,500 | $524,225 | $806,500 | $419,380 |
| 2024 | $766,550 | $498,257 | $766,550 | $398,606 |
| 2023 | $726,200 | $472,030 | $726,200 | $377,624 |
| 2022 | $647,200 | $420,680 | $647,200 | - |
| 2021 | $548,250 | $356,362 | $548,250 | - |
| 2020 | $510,400 | $331,760 | $510,400 | - |
| 2019 | $484,350 | $314,827 | $484,350 | - |
| 2018 | $453,100 | $294,515 | $453,100 | - |
| 2017 | $424,100 | $275,665 | $424,100 | - |
| 2016 | $417,000 | $271,050 | $417,000 | - |
| 2015 | $417,000 | $271,050 | $417,000 | - |
| 2014 | $417,000 | $271,050 | $417,000 | - |
| 2013 | $417,000 | $271,050 | $417,000 | - |
| 2012 | $417,000 | $271,050 | $417,000 | - |
| 2011 | $417,000 | $271,050 | $417,000 | - |
| 2010 | $417,000 | $271,050 | $417,000 | - |
| 2009 | $417,000 | $271,050 | $417,000 | - |
| 2008 | $417,000 | $200,160 | $417,000 | - |
Cities in Grainger County, Tennessee
The following cities and communities are covered by Grainger County loan limits. Whether you're looking for mortgage loan limits in Blaine, Rutledge or any other Grainger County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.
Grainger County, Tennessee Mortgage Market Analysis (2018-2024)
Explore borrowing and mortgage trends in Grainger County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.
Loan Count by Loan Type (Grainger County, Tennessee)
Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Grainger County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 302 | 218 | 252 | ▲15.60% |
| FHA | 63 | 70 | 90 | ▲28.57% |
| VA | 48 | 32 | 46 | ▲43.75% |
| USDA | 27 | 10 | 13 | ▲30.00% |
Market Share by Loan Type (Grainger County, Tennessee)
Market share percentage by loan type (Conventional, FHA, VA, USDA) in Grainger County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 68.64% | 66.06% | 62.84% | ▼-3.22% |
| FHA | 14.32% | 21.21% | 22.44% | ▲1.23% |
| VA | 10.91% | 9.70% | 11.47% | ▲1.77% |
| USDA | 6.14% | 3.03% | 3.24% | ▲0.21% |
Average Loan-to-Value by Loan Type (Grainger County, Tennessee)
Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Grainger County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 83.70% | 86.00% | 78.40% | ▼-7.60% |
| FHA | 93.70% | 89.00% | 87.30% | ▼-1.70% |
| VA | 100.00% | 96.40% | 98.60% | ▲2.20% |
| USDA | 98.00% | 98.70% | 94.00% | ▼-4.70% |
