This website discusses mortgage programs and how to qualify. Your eligibility may vary based on lender guidelines and investor overlays. Check with your lender for specific details.
Updated: December 2, 2024

2025 Mortgage Loan Limits: Hansford County, Texas

Property Type2025 Loan Limit
1-Unit Homes$806,500
2-Unit Homes$1,032,650
3-Unit Homes$1,248,150
4-Unit Homes$1,551,250

Source: Federal Housing Finance Agency; Federal Housing Administration

Hansford County, Texas, mortgage loan limits apply in:

Hansford County 2025 mortgage loan limits include the following cities: Gruver, Morse, Spearman

Historical Charts: Mortgage Loan Limits in Hansford County, Texas

Mortgage loan limits adjust annually to match changes in U.S. home values. As home values go up or down in Hansford County, so do the local loan limits. Changes in mortgage loan limits promote affordable homeownership, fair lending, and a balanced housing market.

Mortgage Statistics from Hansford County, Texas

Mortgage statistics for Hansford County, sourced from the Home Mortgage Disclosure Act (HMDA) database, maintained by the Federal Financial Institutions Examination Council (FFIEC). The HMDA database contains detailed, anonymous loan data and provides insight into home buyer traits, mortgage borrowing patterns, and mortgage approval rates. Percentages may not total 100% due to rounding.

MortgagesTotal
Purchase Mortgages (2018-2023)173
Loan TypeRelative Share
Conventional64.16%
FHA28.32%
VA4.62%
USDA2.89%
Property TypeRelative Share
1-Unit Homes100.00%
2-Unit Homes0.00%
3-Unit Homes0.00%
4-Unit Homes0.00%
Borrower StatusRelative Share
One Applicant40.46%
Two or More Applicants59.54%
GenderRelative Share
Male30.64%
Female11.56%
Joint Sex53.18%
Not Available4.62%
RaceRelative Share
American Indian / Alaska Native1.73%
Asian0.00%
Black / African American0.00%
Native Hawaiian / Other Pacific Islander0.00%
White87.28%
Mixed Race0.58%
Other Race10.40%
EthnicityRelative Share
Hispanic or Latino26.01%
Not Hispanic or Latino61.85%
Joint Ethnicity5.20%
Other Ethnicity6.94%

Hansford County data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act

Mortgage Loan Limits Near Hansford County, Texas

Get 2025 conforming and FHA mortgage loan limits for the areas surrounding Hansford County, Texas. Local loan limits and county-level mortgage data updated regularly.

View Nearby Counties:

Hutchinson County

View Loan Limits →

Ochiltree County

View Loan Limits →

Roberts County

View Loan Limits →

Sherman County

View Loan Limits →

Find lenders offering your perfect mortgage

We organize options. You choose who to work with.

Homebuyer.com is not a lender or mortgage broker. We don't provide quotes or credit decisions. We display links to lenders who may offer services.

Woman using laptop while sitting on a couch
Ready for a mortgage offer?Continue >>
BESbswy