Dan Green
Dan Green

Dan Green

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Dan Green (NMLS 227607) is a licensed mortgage professional who has helped millions of people achieve their American Dream of homeownership. Dan has developed dozens of tools, written thousands of mortgage articles, and recorded hundreds of educational videos. .

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This article was checked for accuracy as of December 2, 2024. Learn more about our commitments to accuracy and your mortgage education in our editorial guidelines.

Published: December 2, 2024

2025 Conventional and FHA Mortgage Loan Limits for Harnett County, North Carolina

Conforming Loans
FHA Loans
Property Type
2025 Loan Limit
1-Unit Homes
$806,500
2-Unit Homes
$1,032,650
3-Unit Homes
$1,248,150
4-Unit Homes
$1,551,250
Source: Federal Housing Finance Agency; Federal Housing Administration

Harnett County, North Carolina, mortgage loan limits apply in:

Harnett County 2025 mortgage loan limits include the following cities: Anderson Creek, Buies Creek, Bunnlevel, Coats, Dunn, Erwin, Lillington, Mamers, Spout Springs
2025 Mortgage Loan Limits - Conforming, FHA, and High-Cost Area
Video Length: 06:51

Historical Charts: Mortgage Loan Limits in Harnett County, North Carolina

Harnett County mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from Harnett County, North Carolina

Harnett County mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Mortgages
Total
Purchase Mortgages (2018-2023)
14,906
Loan Type
Relative Share
Conventional
40.68%
FHA
14.62%
VA
39.86%
USDA
4.83%
Property Type
Relative Share
1-Unit Homes
99.88%
2-Unit Homes
0.11%
3-Unit Homes
0.00%
4-Unit Homes
0.01%
Borrower Status
Relative Share
One Applicant
62.62%
Two or More Applicants
37.38%
Gender
Relative Share
Male
40.00%
Female
21.05%
Joint Sex
32.57%
Not Available
6.38%
Race
Relative Share
American Indian / Alaska Native
0.68%
Asian
2.44%
Black / African American
14.46%
Native Hawaiian / Other Pacific Islander
0.28%
White
64.98%
Mixed Race
3.14%
Other Race
14.03%
Ethnicity
Relative Share
Hispanic or Latino
10.63%
Not Hispanic or Latino
73.65%
Joint Ethnicity
2.82%
Other Ethnicity
12.89%
Harnett County data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act

Mortgage Loan Limits Near Harnett County, North Carolina

2025 conforming and FHA mortgage loan limits for for the areas surrounding Harnett County, North Carolina. Local loan limits and county-level mortgage data updated regularly.

View Nearby Counties:

Chatham County, North Carolina
Cumberland County, North Carolina
Johnston County, North Carolina
Lee County, North Carolina
Moore County, North Carolina
Sampson County, North Carolina
Wake County, North Carolina
National Data

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© 2021-2024 All rights reserved. Member FDIC. Equal Housing Lender. Novus Home Mortgage, a division of Ixonia Bank, NMLS #423065. The website is not available in Connecticut, New York, Washington, Hawaii, and Alaska. Growella is not licensed or registered to engage in mortgage loan origination activities for mortgage loans on 1-4 family residential properties located in New York. This website is not approved by the state of New York. A self-directed mortgage means the customer provides application information and selects loan terms independently. Guidance from a loan officer is available for informational purposes only. This process is not fully automated and does not increase the likelihood of mortgage approval compared to a typical mortgage application. All applications are subject to standard underwriting and approval criteria. This website has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency. US government agencies have not reviewed this information, and this site is not connected with any government agency.