Dan Green

Dan Green

Since 2003, Dan Green has been a leading mortgage lender and respected industry authority. His unwavering commitment to first-time home buyers and home buyer education has established him as a trusted voice among his colleagues, his peers, and the media. Dan founded Homebuyer.com to expand the American Dream of Homeownership to all who want it. .

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Mortgage Loan Limits for Harris County, Texas

Conforming Loans
FHA Loans
Property Type
2024 Loan Limit
1-Unit Homes
$766,550
2-Unit Homes
$981,500
3-Unit Homes
$1,186,350
4-Unit Homes
$1,474,400
Source: Federal Housing Finance Agency; Federal Housing Administration

Harris County, Texas, mortgage loan limits apply in:

Harris County 2024 mortgage loan limits include the following cities: Aldine, Atascocita, Barrett, Bellaire, Bunker Hill Village, Channelview, Cloverleaf, Crosby, Deer Park, El Lago, Galena Park, Hedwig Village, Highlands, Hilshire Village, Humble, Hunters Creek Village, Jacinto City, Jersey Village, La Porte, Nassau Bay, Pasadena, Piney Point Village, Sheldon, South Houston, Southside Place, Spring, Spring Valley Village, Taylor Lake Village, Webster, West University Place

Historical Charts: Mortgage Loan Limits in Harris County, Texas

Harris County mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from Harris County, Texas

Harris County mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Loan Type
Relative Share
Conventional
64.80%
FHA
28.11%
VA
6.97%
USDA
0.11%
Property Type
Relative Share
1-Unit Homes
99.63%
2-Unit Homes
0.24%
3-Unit Homes
0.06%
4-Unit Homes
0.07%
Borrower Status
Relative Share
One Borrower
12.25%
Two or More Borrowers
87.75%
Gender
Relative Share
Male
53.68%
Female
29.30%
Not Specified
17.02%
Race
Relative Share
American Indian / Alaska Native
0.77%
Asian
10.81%
Black / African American
13.87%
Native Hawaiian / Other Pacific Islander
0.19%
White
71.56%
Other
2.79%
Ethnicity
Relative Share
Hispanic or Latino
31.88%
Not Hispanic or Latino
63.78%
Texas data represents 2018-2022 closed-end, first-lien purchase mortgages for 1-4 unit residential properties. Source: FFEIC Home Mortgage Disclosure Act

Mortgage Loan Limits Near Harris County, Texas

2024 conforming and FHA mortgage loan limits for for the areas surrounding Harris County, Texas. Local loan limits and county-level mortgage data updated regularly.

View Nearby Counties:

Brazoria County, Texas
Chambers County, Texas
Fort Bend County, Texas
Galveston County, Texas
Liberty County, Texas
Montgomery County, Texas
Waller County, Texas
National Data

See Today’s Mortgage Rates in Harris County, Texas

       

Today's 30-year fixed-rate mortgage rate in Texas is 6.25%. See current mortgage rates for every mortgage product and check your eligibility for first-time home buyer programs with an Immedate Mortgage Approval by Homebuyer.com.

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© 2021-2024 All rights reserved. Member FDIC. Equal Housing Lender. Novus Home Mortgage, a division of Ixonia Bank, NMLS #423065. The website is not available in Connecticut, New York, Washington, Hawaii, and Alaska. Growella is not licensed or registered to engage in mortgage loan origination activities for mortgage loans on 1-4 family residential properties located in New York. This website is not approved by the state of New York. A self-directed mortgage means the customer provides application information and selects loan terms independently. Guidance from a loan officer is available for informational purposes only. This process is not fully automated and does not increase the likelihood of mortgage approval compared to a typical mortgage application. All applications are subject to standard underwriting and approval criteria. This website has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency. US government agencies have not reviewed this information, and this site is not connected with any government agency.