Dan Green
Dan Green

Dan Green

Homebuyer.com

Dan Green (NMLS 227607) is a licensed mortgage professional who has helped millions of people achieve their American Dream of homeownership. Dan has developed dozens of tools, written thousands of mortgage articles, and recorded hundreds of educational videos. .

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This article was checked for accuracy as of December 2, 2024. Learn more about our commitments to accuracy and your mortgage education in our editorial guidelines.

Published: December 2, 2024

2025 Conventional and FHA Mortgage Loan Limits for Hawaii

Conforming Loans
FHA Loans
Property Type
2025 Loan Limit
1-Unit Homes
$806,500
2-Unit Homes
$1,032,650
3-Unit Homes
$1,248,150
4-Unit Homes
$1,551,250
Source: Federal Housing Finance Agency; Federal Housing Administration

Hawaii mortgage loan limits apply in:

2025 Mortgage Loan Limits - Conforming, FHA, and High-Cost Area
Video Length: 06:51

Historical Charts: Mortgage Loan Limits in Hawaii

Hawaii mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans
FHA Loans

Mortgage Statistics from Hawaii

Hawaii mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Mortgages
Total
Purchase Mortgages (2018-2023)
72,217
Loan Type
Relative Share
Conventional
71.26%
FHA
4.34%
VA
22.11%
USDA
2.28%
Property Type
Relative Share
1-Unit Homes
98.90%
2-Unit Homes
0.93%
3-Unit Homes
0.11%
4-Unit Homes
0.06%
Borrower Status
Relative Share
One Applicant
47.43%
Two or More Applicants
52.57%
Gender
Relative Share
Male
32.44%
Female
17.19%
Joint Sex
43.78%
Not Available
6.58%
Race
Relative Share
American Indian / Alaska Native
0.48%
Asian
29.73%
Black / African American
2.25%
Native Hawaiian / Other Pacific Islander
4.83%
White
33.13%
Mixed Race
12.08%
Other Race
17.51%
Ethnicity
Relative Share
Hispanic or Latino
4.32%
Not Hispanic or Latino
73.24%
Joint Ethnicity
3.36%
Other Ethnicity
19.07%
Hawaii data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act

Mortgage Loan Limits in All Hawaii Counties

2025 conforming and FHA mortgage loan limits for all Hawaii counties. Local loan limits and county-level mortgage data updated regularly.

Hawaii Counties

Hawaii County, Hawaii
Honolulu County, Hawaii
Kalawao County, Hawaii
Kauai County, Hawaii
Maui County, Hawaii
National Data

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