2026 Mortgage Loan Limits for Hot Spring County, Arkansas
Hot Spring County Loan Limits History
See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.
Hot Spring County Loan Limits: Complete Historical Table
Browse the full historical data for Hot Spring County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.
| Year | Conventional | FHA | VA | USDA |
|---|---|---|---|---|
| 2026 | $832,750 | $541,275 | $832,750 | $433,020 |
| 2025 | $806,500 | $524,225 | $806,500 | $419,380 |
| 2024 | $766,550 | $498,257 | $766,550 | $398,606 |
| 2023 | $726,200 | $472,030 | $726,200 | $377,624 |
| 2022 | $647,200 | $420,680 | $647,200 | - |
| 2021 | $548,250 | $356,362 | $548,250 | - |
| 2020 | $510,400 | $331,760 | $510,400 | - |
| 2019 | $484,350 | $314,827 | $484,350 | - |
| 2018 | $453,100 | $294,515 | $453,100 | - |
| 2017 | $424,100 | $275,665 | $424,100 | - |
| 2016 | $417,000 | $271,050 | $417,000 | - |
| 2015 | $417,000 | $271,050 | $417,000 | - |
| 2014 | $417,000 | $271,050 | $417,000 | - |
| 2013 | $417,000 | $271,050 | $417,000 | - |
| 2012 | $417,000 | $271,050 | $417,000 | - |
| 2011 | $417,000 | $271,050 | $417,000 | - |
| 2010 | $417,000 | $271,050 | $417,000 | - |
| 2009 | $417,000 | $271,050 | $417,000 | - |
| 2008 | $417,000 | $200,160 | $417,000 | - |
Cities in Hot Spring County, Arkansas
The following cities and communities are covered by Hot Spring County loan limits. Whether you're looking for mortgage loan limits in Bismarck, Donaldson, Friendship or any other Hot Spring County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.
Hot Spring County, Arkansas Mortgage Market Analysis (2018-2024)
Explore borrowing and mortgage trends in Hot Spring County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.
Loan Count by Loan Type (Hot Spring County, Arkansas)
Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Hot Spring County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 260 | 208 | 240 | ▲15.38% |
| FHA | 80 | 86 | 78 | ▼-9.30% |
| VA | 41 | 46 | 50 | ▲8.70% |
| USDA | 47 | 27 | 36 | ▲33.33% |
Market Share by Loan Type (Hot Spring County, Arkansas)
Market share percentage by loan type (Conventional, FHA, VA, USDA) in Hot Spring County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 60.75% | 56.68% | 59.41% | ▲2.73% |
| FHA | 18.69% | 23.43% | 19.31% | ▼-4.12% |
| VA | 9.58% | 12.53% | 12.38% | ▼-0.15% |
| USDA | 10.98% | 7.36% | 8.91% | ▲1.55% |
Average Loan-to-Value by Loan Type (Hot Spring County, Arkansas)
Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Hot Spring County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 84.60% | 76.00% | 77.80% | ▲1.80% |
| FHA | 92.90% | 90.90% | 91.30% | ▲0.40% |
| VA | 100.00% | 92.80% | 100.00% | ▲7.20% |
| USDA | 96.80% | 97.60% | 98.30% | ▲0.70% |
