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2026 Mortgage Loan Limits for Lac Qui Parle County, Minnesota

Lac Qui Parle County Loan Limits History

See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.

Sources: Federal Housing Finance Agency (FHFA), HUD

Lac Qui Parle County Loan Limits: Complete Historical Table

Browse the full historical data for Lac Qui Parle County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.

YearConventionalFHAVAUSDA
2026$832,750$541,287$832,750$433,020
2025$806,500$524,225$806,500$419,380
2024$766,550$498,257$766,550$398,606
2023$726,200$472,030$726,200$377,624
2022$647,200$420,680$647,200-
2021$548,250$356,362$548,250-
2020$510,400$331,760$510,400-
2019$484,350$314,827$484,350-
2018$453,100$294,515$453,100-
2017$424,100$275,665$424,100-
2016$417,000$271,050$417,000-
2015$417,000$271,050$417,000-
2014$417,000$271,050$417,000-
2013$417,000$271,050$417,000-
2012$417,000$271,050$417,000-
2011$417,000$271,050$417,000-
2010$417,000$271,050$417,000-
2009$417,000$271,050$417,000-
2008$417,000$200,160$417,000-

Note: These are the Lac Qui Parle County loan limits for 2026. High-cost areas may have elevated limits up to 150% of these amounts. USDA loans are only available for single-family homes in eligible rural areas.

Sources: FHFA, FHA, VA, USDA


Cities in Lac Qui Parle County, Minnesota

The following cities and communities are covered by Lac Qui Parle County loan limits. Whether you're looking for mortgage loan limits in Agassiz, Arena, Augusta or any other Lac Qui Parle County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.

Agassiz
Arena
Augusta
Baxter
Bellingham
Boyd
Camp Release
Cerro Gordo
Dawson
Freeland
Garfield
Hamlin
Hantho
Lac qui Parle
Lake Shore
Louisburg
Madison
Madison (Township)
Manfred
Marietta
Maxwell
Mehurin
Nassau
Perry
Providence
Riverside
Ten Mile Lake
Walter
Yellow Bank

Lac Qui Parle County, Minnesota Mortgage Market Analysis (2018-2024)

Explore borrowing and mortgage trends in Lac Qui Parle County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.

Loan Count by Loan Type (Lac Qui Parle County, Minnesota)

Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Lac Qui Parle County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional54344223.53%
FHA41410-28.57%
VA75740.00%
USDA2330.00%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, January 19, 2026.

Market Share by Loan Type (Lac Qui Parle County, Minnesota)

Market share percentage by loan type (Conventional, FHA, VA, USDA) in Lac Qui Parle County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional80.60%60.71%67.74%7.03%
FHA5.97%25.00%16.13%-8.87%
VA10.45%8.93%11.29%2.36%
USDA2.99%5.36%4.84%-0.52%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, January 19, 2026.

Average Loan-to-Value by Loan Type (Lac Qui Parle County, Minnesota)

Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Lac Qui Parle County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional82.80%69.80%75.50%5.70%
FHA86.30%88.80%80.90%-7.90%
VA96.00%98.80%100.00%1.20%
USDA100.00%100.00%96.50%-3.50%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, January 19, 2026.


Data Sources: Official 2026 loan limit data from FHFA, HUD, VA, and USDA. Retrieved January 19, 2026.

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