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Published: December 2, 2024

2025 Conventional and FHA Mortgage Loan Limits for Laporte County, Indiana

Conforming Loans

FHA Loans

Property Type

2025 Loan Limit

1-Unit Homes

$806,500

2-Unit Homes

$1,032,650

3-Unit Homes

$1,248,150

4-Unit Homes

$1,551,250

Source: Federal Housing Finance Agency; Federal Housing Administration

Laporte County, Indiana, mortgage loan limits apply in:

Laporte County 2025 mortgage loan limits include the following cities: Duneland Beach, Fish Lake, Hanna, Hudson Lake, Kingsbury, Kingsford Heights, La Crosse, La Porte, Long Beach, Michiana Shores, Michigan City, Pottawattamie Park, Rolling Prairie, Saugany Lake, South Center, Stillwell, Trail Creek, Union Mills, Wanatah, Wellsboro, Westville

2025 Mortgage Loan Limits - Conforming, FHA, and High-Cost Areas

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Video Length: 06:51

Historical Charts: Mortgage Loan Limits in Laporte County, Indiana

Laporte County mortgage loan limits adjust annually to match changes in the FHFA House Price Index.

Conforming Loans

FHA Loans

Mortgage Statistics from Laporte County, Indiana

Laporte County mortgage statistics are sourced from the FFIEC, which collects anonymous HMDA mortgage data from U.S. mortgage applications.

Mortgages

Total

Purchase Mortgages (2018-2023)

6,511

Loan Type

Relative Share

Conventional

71.17%

FHA

21.78%

6.11%

USDA

0.94%

Property Type

Relative Share

1-Unit Homes

97.90%

2-Unit Homes

1.61%

3-Unit Homes

0.38%

4-Unit Homes

0.11%

Borrower Status

Relative Share

One Applicant

65.12%

Two or More Applicants

34.88%

Gender

Relative Share

Male

42.11%

Female

24.04%

Joint Sex

30.35%

Not Available

3.50%

Race

Relative Share

American Indian / Alaska Native

0.28%

Asian

0.94%

Black / African American

4.16%

Native Hawaiian / Other Pacific Islander

0.11%

White

86.58%

Mixed Race

1.32%

Other Race

6.62%

Ethnicity

Relative Share

Hispanic or Latino

5.33%

Not Hispanic or Latino

85.79%

Joint Ethnicity

1.60%

Other Ethnicity

7.28%

Laporte County data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act

Mortgage Loan Limits Near Laporte County, Indiana

2025 conforming and FHA mortgage loan limits for for the areas surrounding Laporte County, Indiana. Local loan limits and county-level mortgage data updated regularly.

View Nearby Counties:

Jasper County, Indiana

Porter County, Indiana

St. Joseph County, Indiana

Starke County, Indiana

Berrien County, Michigan

National Data

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2025 Conventional and FHA Mortgage Loan Limits for Laporte County, Indiana

Laporte County, Indiana, mortgage loan limits apply in:

Historical Charts: Mortgage Loan Limits in Laporte County, Indiana

Mortgage Statistics from Laporte County, Indiana

Mortgage Loan Limits Near Laporte County, Indiana

View Nearby Counties:

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