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Updated: December 2, 2024

2025 Mortgage Loan Limits: Lewis And Clark County, Montana

Property Type2025 Loan Limit
1-Unit Homes$806,500
2-Unit Homes$1,032,650
3-Unit Homes$1,248,150
4-Unit Homes$1,551,250

Source: Federal Housing Finance Agency; Federal Housing Administration

Lewis And Clark County, Montana, mortgage loan limits apply in:

Lewis And Clark County 2025 mortgage loan limits include the following cities: Augusta, Canyon Creek, Craig, East Helena, Gilman, Helena, Helena Valley Northeast, Helena Valley Northwest, Helena Valley Southeast, Helena Valley West Central, Helena West Side, Lincoln, Marysville, Milford Colony, Rimini, Unionville, Wolf Creek, York

Historical Charts: Mortgage Loan Limits in Lewis And Clark County, Montana

Mortgage loan limits adjust annually to match changes in U.S. home values. As home values go up or down in Lewis And Clark County, so do the local loan limits. Changes in mortgage loan limits promote affordable homeownership, fair lending, and a balanced housing market.

Mortgage Statistics from Lewis And Clark County, Montana

Mortgage statistics for Lewis And Clark County, sourced from the Home Mortgage Disclosure Act (HMDA) database, maintained by the Federal Financial Institutions Examination Council (FFIEC). The HMDA database contains detailed, anonymous loan data and provides insight into home buyer traits, mortgage borrowing patterns, and mortgage approval rates. Percentages may not total 100% due to rounding.

MortgagesTotal
Purchase Mortgages (2018-2023)5140
Loan TypeRelative Share
Conventional74.53%
FHA7.28%
VA15.39%
USDA2.80%
Property TypeRelative Share
1-Unit Homes98.13%
2-Unit Homes1.30%
3-Unit Homes0.14%
4-Unit Homes0.43%
Borrower StatusRelative Share
One Applicant43.93%
Two or More Applicants56.07%
GenderRelative Share
Male25.51%
Female19.63%
Joint Sex50.72%
Not Available4.14%
RaceRelative Share
American Indian / Alaska Native0.95%
Asian0.74%
Black / African American0.31%
Native Hawaiian / Other Pacific Islander0.12%
White86.81%
Mixed Race2.41%
Other Race8.66%
EthnicityRelative Share
Hispanic or Latino1.60%
Not Hispanic or Latino85.27%
Joint Ethnicity2.06%
Other Ethnicity11.07%

Lewis And Clark County data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act

Mortgage Loan Limits Near Lewis And Clark County, Montana

Get 2025 conforming and FHA mortgage loan limits for the areas surrounding Lewis And Clark County, Montana. Local loan limits and county-level mortgage data updated regularly.

View Nearby Counties:

Broadwater County

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Cascade County

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Flathead County

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Jefferson County

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Meagher County

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