2026 Mortgage Loan Limits for Lunenburg County, Virginia
Lunenburg County Loan Limits History
See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.
Lunenburg County Loan Limits: Complete Historical Table
Browse the full historical data for Lunenburg County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.
| Year | Conventional | FHA | VA | USDA |
|---|---|---|---|---|
| 2026 | $832,750 | $541,275 | $832,750 | $433,020 |
| 2025 | $806,500 | $524,225 | $806,500 | $419,380 |
| 2024 | $766,550 | $498,257 | $766,550 | $398,606 |
| 2023 | $726,200 | $472,030 | $726,200 | $377,624 |
| 2022 | $647,200 | $420,680 | $647,200 | - |
| 2021 | $548,250 | $356,362 | $548,250 | - |
| 2020 | $510,400 | $331,760 | $510,400 | - |
| 2019 | $484,350 | $314,827 | $484,350 | - |
| 2018 | $453,100 | $294,515 | $453,100 | - |
| 2017 | $424,100 | $275,665 | $424,100 | - |
| 2016 | $417,000 | $271,050 | $417,000 | - |
| 2015 | $417,000 | $271,050 | $417,000 | - |
| 2014 | $417,000 | $271,050 | $417,000 | - |
| 2013 | $417,000 | $271,050 | $417,000 | - |
| 2012 | $417,000 | $271,050 | $417,000 | - |
| 2011 | $417,000 | $271,050 | $417,000 | - |
| 2010 | $417,000 | $271,050 | $417,000 | - |
| 2009 | $417,000 | $271,050 | $417,000 | - |
| 2008 | $417,000 | $200,160 | $417,000 | - |
Cities in Lunenburg County, Virginia
The following cities and communities are covered by Lunenburg County loan limits. Whether you're looking for mortgage loan limits in Kenbridge, Lunenburg, Victoria or any other Lunenburg County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.
Lunenburg County, Virginia Mortgage Market Analysis (2018-2024)
Explore borrowing and mortgage trends in Lunenburg County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.
Loan Count by Loan Type (Lunenburg County, Virginia)
Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Lunenburg County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 117 | 57 | 79 | ▲38.60% |
| FHA | 42 | 24 | 26 | ▲8.33% |
| VA | 25 | 27 | 34 | ▲25.93% |
| USDA | 7 | 2 | 5 | ▲150.00% |
Market Share by Loan Type (Lunenburg County, Virginia)
Market share percentage by loan type (Conventional, FHA, VA, USDA) in Lunenburg County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 61.26% | 51.82% | 54.86% | ▲3.04% |
| FHA | 21.99% | 21.82% | 18.06% | ▼-3.76% |
| VA | 13.09% | 24.55% | 23.61% | ▼-0.94% |
| USDA | 3.66% | 1.82% | 3.47% | ▲1.65% |
Average Loan-to-Value by Loan Type (Lunenburg County, Virginia)
Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Lunenburg County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 100.00% | 74.20% | 77.30% | ▲3.10% |
| FHA | 89.00% | 85.30% | 85.90% | ▲0.60% |
| VA | 100.00% | 94.90% | 100.00% | ▲5.10% |
| USDA | 95.20% | 100.00% | 97.20% | ▼-2.80% |
