2026 Mortgage Loan Limits for Marshall County, Kansas

Marshall County Loan Limits History

See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.

Sources: Federal Housing Finance Agency (FHFA), HUD

Marshall County Loan Limits: Complete Historical Table

Browse the full historical data for Marshall County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.

YearConventionalFHAVAUSDA
2026$832,750$541,275$832,750$433,020
2025$806,500$524,225$806,500$419,380
2024$766,550$498,257$766,550$398,606
2023$726,200$472,030$726,200$377,624
2022$647,200$420,680$647,200-
2021$548,250$356,362$548,250-
2020$510,400$331,760$510,400-
2019$484,350$314,827$484,350-
2018$453,100$294,515$453,100-
2017$424,100$275,665$424,100-
2016$417,000$271,050$417,000-
2015$417,000$271,050$417,000-
2014$417,000$271,050$417,000-
2013$417,000$271,050$417,000-
2012$417,000$271,050$417,000-
2011$417,000$271,050$417,000-
2010$417,000$271,050$417,000-
2009$417,000$271,050$417,000-
2008$417,000$200,160$417,000-

Note: These are the Marshall County loan limits for 2025. High-cost areas may have elevated limits up to 150% of these amounts. USDA loans are only available for single-family homes in eligible rural areas.

Sources: FHFA, FHA, VA, USDA


Cities in Marshall County, Kansas

The following cities and communities are covered by Marshall County loan limits. Whether you're looking for mortgage loan limits in Axtell, Balderson, Beattie or any other Marshall County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.

Axtell
Balderson
Beattie
Bigelow
Blue Rapids
Blue Rapids City
Blue Rapids (Township)
Bremen
Center
Clear Fork
Cleveland
Cottage Hill
Elm Creek
Frankfort
Franklin
Guittard
Herkimer
Herkimer (Township)
Home
Lincoln
Logan
Marysville
Marysville (Township)
Murray
Noble
Oketo
Oketo (Township)
Richland
Rock
St. Bridget
Summerfield
Vermillion
Vermillion (Township)
Walnut
Waterville
Waterville (Township)
Wells

Marshall County, Kansas Mortgage Market Analysis (2018-2024)

Explore borrowing and mortgage trends in Marshall County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.

Loan Count by Loan Type (Marshall County, Kansas)

Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Marshall County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional61434811.63%
FHA10990.00%
VA7411175.00%
USDA75740.00%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.

Market Share by Loan Type (Marshall County, Kansas)

Market share percentage by loan type (Conventional, FHA, VA, USDA) in Marshall County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional71.76%70.49%64.00%-6.49%
FHA11.76%14.75%12.00%-2.75%
VA8.24%6.56%14.67%8.11%
USDA8.24%8.20%9.33%1.13%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.

Average Loan-to-Value by Loan Type (Marshall County, Kansas)

Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Marshall County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional100.00%100.00%100.00%0.00%
FHA90.80%90.40%85.20%-5.20%
VA95.60%100.00%97.00%-3.00%
USDA100.00%100.00%100.00%0.00%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.


Data Sources: Official 2026 loan limit data from FHFA, HUD, VA, and USDA. Retrieved December 5, 2025.

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