2026 Mortgage Loan Limits for Mcduffie County, Georgia
Mcduffie County Loan Limits History
See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.
Mcduffie County Loan Limits: Complete Historical Table
Browse the full historical data for Mcduffie County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.
| Year | Conventional | FHA | VA | USDA |
|---|---|---|---|---|
| 2026 | $832,750 | $541,275 | $832,750 | $433,020 |
| 2025 | $806,500 | $524,225 | $806,500 | $419,380 |
| 2024 | $766,550 | $498,257 | $766,550 | $398,606 |
| 2023 | $726,200 | $472,030 | $726,200 | $377,624 |
| 2022 | $647,200 | $420,680 | $647,200 | - |
| 2021 | $548,250 | $356,362 | $548,250 | - |
| 2020 | $510,400 | $331,760 | $510,400 | - |
| 2019 | $484,350 | $314,827 | $484,350 | - |
| 2018 | $453,100 | $294,515 | $453,100 | - |
| 2017 | $424,100 | $275,665 | $424,100 | - |
| 2016 | $417,000 | $271,050 | $417,000 | - |
| 2015 | $417,000 | $271,050 | $417,000 | - |
| 2014 | $417,000 | $271,050 | $417,000 | - |
| 2013 | $417,000 | $271,050 | $417,000 | - |
| 2012 | $417,000 | $271,050 | $417,000 | - |
| 2011 | $417,000 | $271,050 | $417,000 | - |
| 2010 | $417,000 | $271,050 | $417,000 | - |
| 2009 | $417,000 | $271,050 | $417,000 | - |
| 2008 | $417,000 | $200,160 | $417,000 | - |
Cities in Mcduffie County, Georgia
The following cities and communities are covered by Mcduffie County loan limits. Whether you're looking for mortgage loan limits in Dearing, Thomson or any other Mcduffie County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.
Mcduffie County, Georgia Mortgage Market Analysis (2018-2024)
Explore borrowing and mortgage trends in Mcduffie County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.
Loan Count by Loan Type (Mcduffie County, Georgia)
Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Mcduffie County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 135 | 111 | 116 | ▲4.50% |
| FHA | 51 | 73 | 76 | ▲4.11% |
| VA | 51 | 48 | 61 | ▲27.08% |
| USDA | 11 | 2 | 8 | ▲300.00% |
Market Share by Loan Type (Mcduffie County, Georgia)
Market share percentage by loan type (Conventional, FHA, VA, USDA) in Mcduffie County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 54.44% | 47.44% | 44.44% | ▼-3.00% |
| FHA | 20.56% | 31.20% | 29.12% | ▼-2.08% |
| VA | 20.56% | 20.51% | 23.37% | ▲2.86% |
| USDA | 4.44% | 0.85% | 3.07% | ▲2.22% |
Average Loan-to-Value by Loan Type (Mcduffie County, Georgia)
Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Mcduffie County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 84.80% | 78.70% | 90.20% | ▲11.50% |
| FHA | 100.00% | 97.40% | 94.30% | ▼-3.10% |
| VA | 100.00% | 94.30% | 99.20% | ▲4.90% |
| USDA | 98.50% | 94.00% | 99.30% | ▲5.30% |
