2026 Mortgage Loan Limits for Mckenzie County, North Dakota
Mckenzie County Loan Limits History
See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.
Mckenzie County Loan Limits: Complete Historical Table
Browse the full historical data for Mckenzie County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.
| Year | Conventional | FHA | VA | USDA |
|---|---|---|---|---|
| 2026 | $832,750 | $541,275 | $832,750 | $433,020 |
| 2025 | $806,500 | $524,225 | $806,500 | $419,380 |
| 2024 | $766,550 | $498,257 | $766,550 | $398,606 |
| 2023 | $726,200 | $472,030 | $726,200 | $377,624 |
| 2022 | $647,200 | $420,680 | $647,200 | - |
| 2021 | $548,250 | $356,362 | $548,250 | - |
| 2020 | $510,400 | $331,760 | $510,400 | - |
| 2019 | $484,350 | $314,827 | $484,350 | - |
| 2018 | $453,100 | $302,450 | $453,100 | - |
| 2017 | $424,100 | $299,000 | $424,100 | - |
| 2016 | $417,000 | $299,000 | $417,000 | - |
| 2015 | $417,000 | $274,850 | $417,000 | - |
| 2014 | $417,000 | $271,050 | $417,000 | - |
| 2013 | $417,000 | $271,050 | $417,000 | - |
| 2012 | $417,000 | $271,050 | $417,000 | - |
| 2011 | $417,000 | $271,050 | $417,000 | - |
| 2010 | $417,000 | $271,050 | $417,000 | - |
| 2009 | $417,000 | $271,050 | $417,000 | - |
| 2008 | $417,000 | $200,160 | $417,000 | - |
Cities in Mckenzie County, North Dakota
The following cities and communities are covered by Mckenzie County loan limits. Whether you're looking for mortgage loan limits in Alex, Alexander, Antelope Creek or any other Mckenzie County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.
Mckenzie County, North Dakota Mortgage Market Analysis (2018-2024)
Explore borrowing and mortgage trends in Mckenzie County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.
Loan Count by Loan Type (Mckenzie County, North Dakota)
Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Mckenzie County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 176 | 87 | 92 | ▲5.75% |
| FHA | 101 | 58 | 45 | ▼-22.41% |
| VA | 31 | 10 | 15 | ▲50.00% |
| USDA | 4 | 2 | 1 | ▼-50.00% |
Market Share by Loan Type (Mckenzie County, North Dakota)
Market share percentage by loan type (Conventional, FHA, VA, USDA) in Mckenzie County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 56.41% | 55.41% | 60.13% | ▲4.72% |
| FHA | 32.37% | 36.94% | 29.41% | ▼-7.53% |
| VA | 9.94% | 6.37% | 9.80% | ▲3.43% |
| USDA | 1.28% | 1.27% | 0.65% | ▼-0.62% |
Average Loan-to-Value by Loan Type (Mckenzie County, North Dakota)
Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Mckenzie County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 80.90% | 74.80% | 74.30% | ▼-0.50% |
| FHA | 97.10% | 96.00% | 98.40% | ▲2.40% |
| VA | 100.00% | 93.80% | 100.00% | ▲6.20% |
| USDA | 100.00% | 90.00% | 100.00% | ▲10.00% |
