2026 Mortgage Loan Limits for Mcminn County, Tennessee
Mcminn County Loan Limits History
See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.
Mcminn County Loan Limits: Complete Historical Table
Browse the full historical data for Mcminn County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.
| Year | Conventional | FHA | VA | USDA |
|---|---|---|---|---|
| 2026 | $832,750 | $541,275 | $832,750 | $433,020 |
| 2025 | $806,500 | $524,225 | $806,500 | $419,380 |
| 2024 | $766,550 | $498,257 | $766,550 | $398,606 |
| 2023 | $726,200 | $472,030 | $726,200 | $377,624 |
| 2022 | $647,200 | $420,680 | $647,200 | - |
| 2021 | $548,250 | $356,362 | $548,250 | - |
| 2020 | $510,400 | $331,760 | $510,400 | - |
| 2019 | $484,350 | $314,827 | $484,350 | - |
| 2018 | $453,100 | $294,515 | $453,100 | - |
| 2017 | $424,100 | $275,665 | $424,100 | - |
| 2016 | $417,000 | $271,050 | $417,000 | - |
| 2015 | $417,000 | $271,050 | $417,000 | - |
| 2014 | $417,000 | $271,050 | $417,000 | - |
| 2013 | $417,000 | $271,050 | $417,000 | - |
| 2012 | $417,000 | $271,050 | $417,000 | - |
| 2011 | $417,000 | $271,050 | $417,000 | - |
| 2010 | $417,000 | $271,050 | $417,000 | - |
| 2009 | $417,000 | $271,050 | $417,000 | - |
| 2008 | $417,000 | $200,160 | $417,000 | - |
Cities in Mcminn County, Tennessee
The following cities and communities are covered by Mcminn County loan limits. Whether you're looking for mortgage loan limits in Athens, Calhoun, Englewood or any other Mcminn County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.
Mcminn County, Tennessee Mortgage Market Analysis (2018-2024)
Explore borrowing and mortgage trends in Mcminn County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.
Loan Count by Loan Type (Mcminn County, Tennessee)
Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Mcminn County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 615 | 440 | 488 | ▲10.91% |
| FHA | 232 | 255 | 277 | ▲8.63% |
| VA | 145 | 125 | 157 | ▲25.60% |
| USDA | 97 | 51 | 35 | ▼-31.37% |
Market Share by Loan Type (Mcminn County, Tennessee)
Market share percentage by loan type (Conventional, FHA, VA, USDA) in Mcminn County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 56.47% | 50.52% | 50.99% | ▲0.47% |
| FHA | 21.30% | 29.28% | 28.94% | ▼-0.34% |
| VA | 13.31% | 14.35% | 16.41% | ▲2.06% |
| USDA | 8.91% | 5.86% | 3.66% | ▼-2.20% |
Average Loan-to-Value by Loan Type (Mcminn County, Tennessee)
Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Mcminn County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 100.00% | 71.10% | 71.30% | ▲0.20% |
| FHA | 95.90% | 89.90% | 89.70% | ▼-0.20% |
| VA | 100.00% | 93.20% | 100.00% | ▲6.80% |
| USDA | 100.00% | 98.40% | 96.70% | ▼-1.70% |
