2026 Mortgage Loan Limits for Meeker County, Minnesota

Meeker County Loan Limits History

See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.

Sources: Federal Housing Finance Agency (FHFA), HUD

Meeker County Loan Limits: Complete Historical Table

Browse the full historical data for Meeker County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.

YearConventionalFHAVAUSDA
2026$832,750$541,275$832,750$433,020
2025$806,500$524,225$806,500$419,380
2024$766,550$498,257$766,550$398,606
2023$726,200$472,030$726,200$377,624
2022$647,200$420,680$647,200-
2021$548,250$356,362$548,250-
2020$510,400$331,760$510,400-
2019$484,350$314,827$484,350-
2018$453,100$294,515$453,100-
2017$424,100$275,665$424,100-
2016$417,000$271,050$417,000-
2015$417,000$271,050$417,000-
2014$417,000$271,050$417,000-
2013$417,000$271,050$417,000-
2012$417,000$271,050$417,000-
2011$417,000$271,050$417,000-
2010$417,000$271,050$417,000-
2009$417,000$271,050$417,000-
2008$417,000$200,160$417,000-

Note: These are the Meeker County loan limits for 2025. High-cost areas may have elevated limits up to 150% of these amounts. USDA loans are only available for single-family homes in eligible rural areas.

Sources: FHFA, FHA, VA, USDA


Cities in Meeker County, Minnesota

The following cities and communities are covered by Meeker County loan limits. Whether you're looking for mortgage loan limits in Acton, Cedar Mills, Cedar Mills (Township) or any other Meeker County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.

Acton
Cedar Mills
Cedar Mills (Township)
Collinwood
Cosmos
Cosmos (Township)
Danielson
Darwin
Darwin (Township)
Dassel
Dassel (Township)
Ellsworth
Forest City
Forest Prairie
Greenleaf
Grove City
Harvey
Kingston
Kingston (Township)
Litchfield
Litchfield (Township)
Manannah
Swede Grove
Union Grove
Watkins

Meeker County, Minnesota Mortgage Market Analysis (2018-2024)

Explore borrowing and mortgage trends in Meeker County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.

Loan Count by Loan Type (Meeker County, Minnesota)

Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Meeker County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional3641902089.47%
FHA77295072.41%
VA381127145.45%
USDA4765-16.67%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.

Market Share by Loan Type (Meeker County, Minnesota)

Market share percentage by loan type (Conventional, FHA, VA, USDA) in Meeker County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional69.20%80.51%71.72%-8.79%
FHA14.64%12.29%17.24%4.95%
VA7.22%4.66%9.31%4.65%
USDA8.94%2.54%1.72%-0.82%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.

Average Loan-to-Value by Loan Type (Meeker County, Minnesota)

Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Meeker County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional93.60%82.30%81.90%-0.40%
FHA98.70%88.20%90.70%2.50%
VA100.00%100.00%100.00%0.00%
USDA100.00%99.00%97.10%-1.90%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.


Data Sources: Official 2026 loan limit data from FHFA, HUD, VA, and USDA. Retrieved December 5, 2025.

Compare 50+ Lenders & Find Better Rates

Join 4M+ homebuyers who compared rates first

100% free · No signup required · No credit impact

Homebuyer.com is not a lender or mortgage broker. We don't provide quotes or credit decisions. We display links to lenders who may offer services.

Happy man holding house keys celebrating successful home purchase

Can You Qualify?

Find out now • No obligation

Get A Free Quote →