2026 Mortgage Loan Limits for Mingo County, West Virginia
Mingo County Loan Limits History
See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.
Mingo County Loan Limits: Complete Historical Table
Browse the full historical data for Mingo County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.
| Year | Conventional | FHA | VA | USDA |
|---|---|---|---|---|
| 2026 | $832,750 | $541,275 | $832,750 | $433,020 |
| 2025 | $806,500 | $524,225 | $806,500 | $419,380 |
| 2024 | $766,550 | $498,257 | $766,550 | $398,606 |
| 2023 | $726,200 | $472,030 | $726,200 | $377,624 |
| 2022 | $647,200 | $420,680 | $647,200 | - |
| 2021 | $548,250 | $356,362 | $548,250 | - |
| 2020 | $510,400 | $331,760 | $510,400 | - |
| 2019 | $484,350 | $314,827 | $484,350 | - |
| 2018 | $453,100 | $294,515 | $453,100 | - |
| 2017 | $424,100 | $275,665 | $424,100 | - |
| 2016 | $417,000 | $271,050 | $417,000 | - |
| 2015 | $417,000 | $271,050 | $417,000 | - |
| 2014 | $417,000 | $271,050 | $417,000 | - |
| 2013 | $417,000 | $271,050 | $417,000 | - |
| 2012 | $417,000 | $271,050 | $417,000 | - |
| 2011 | $417,000 | $271,050 | $417,000 | - |
| 2010 | $417,000 | $271,050 | $417,000 | - |
| 2009 | $417,000 | $271,050 | $417,000 | - |
| 2008 | $417,000 | $200,160 | $417,000 | - |
Cities in Mingo County, West Virginia
The following cities and communities are covered by Mingo County loan limits. Whether you're looking for mortgage loan limits in Chattaroy, Delbarton, Gilbert or any other Mingo County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.
Mingo County, West Virginia Mortgage Market Analysis (2018-2024)
Explore borrowing and mortgage trends in Mingo County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.
Loan Count by Loan Type (Mingo County, West Virginia)
Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Mingo County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 66 | 45 | 62 | ▲37.78% |
| FHA | 16 | 24 | 18 | ▼-25.00% |
| VA | 9 | 3 | 4 | ▲33.33% |
| USDA | 2 | 1 | 1 | ▲0.00% |
Market Share by Loan Type (Mingo County, West Virginia)
Market share percentage by loan type (Conventional, FHA, VA, USDA) in Mingo County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 70.97% | 61.64% | 72.94% | ▲11.30% |
| FHA | 17.20% | 32.88% | 21.18% | ▼-11.70% |
| VA | 9.68% | 4.11% | 4.71% | ▲0.60% |
| USDA | 2.15% | 1.37% | 1.18% | ▼-0.19% |
Average Loan-to-Value by Loan Type (Mingo County, West Virginia)
Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Mingo County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 82.00% | 81.70% | 85.00% | ▲3.30% |
| FHA | 89.80% | 90.60% | 83.90% | ▼-6.70% |
| VA | 86.80% | 97.70% | 98.70% | ▲1.00% |
| USDA | 100.00% | 84.60% | 55.60% | ▼-29.00% |
