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Updated: December 2, 2024

2025 Mortgage Loan Limits: Monroe County, Missouri

Property Type2025 Loan Limit
1-Unit Homes$806,500
2-Unit Homes$1,032,650
3-Unit Homes$1,248,150
4-Unit Homes$1,551,250

Source: Federal Housing Finance Agency; Federal Housing Administration

Monroe County, Missouri, mortgage loan limits apply in:

Monroe County 2025 mortgage loan limits include the following cities: Florida, Goss, Holliday, Madison, Middle Grove, Paris, Stoutsville

Historical Charts: Mortgage Loan Limits in Monroe County, Missouri

Mortgage loan limits adjust annually to match changes in U.S. home values. As home values go up or down in Monroe County, so do the local loan limits. Changes in mortgage loan limits promote affordable homeownership, fair lending, and a balanced housing market.

Mortgage Statistics from Monroe County, Missouri

Mortgage statistics for Monroe County, sourced from the Home Mortgage Disclosure Act (HMDA) database, maintained by the Federal Financial Institutions Examination Council (FFIEC). The HMDA database contains detailed, anonymous loan data and provides insight into home buyer traits, mortgage borrowing patterns, and mortgage approval rates. Percentages may not total 100% due to rounding.

MortgagesTotal
Purchase Mortgages (2018-2023)368
Loan TypeRelative Share
Conventional64.67%
FHA11.96%
VA11.41%
USDA11.96%
Property TypeRelative Share
1-Unit Homes97.28%
2-Unit Homes1.90%
3-Unit Homes0.54%
4-Unit Homes0.27%
Borrower StatusRelative Share
One Applicant55.71%
Two or More Applicants44.29%
GenderRelative Share
Male35.05%
Female18.21%
Joint Sex40.76%
Not Available5.98%
RaceRelative Share
American Indian / Alaska Native0.27%
Asian0.00%
Black / African American0.54%
Native Hawaiian / Other Pacific Islander0.27%
White88.86%
Mixed Race1.09%
Other Race8.97%
EthnicityRelative Share
Hispanic or Latino1.36%
Not Hispanic or Latino87.23%
Joint Ethnicity1.90%
Other Ethnicity9.51%

Monroe County data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act

Mortgage Loan Limits Near Monroe County, Missouri

Get 2025 conforming and FHA mortgage loan limits for the areas surrounding Monroe County, Missouri. Local loan limits and county-level mortgage data updated regularly.

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