2026 Mortgage Loan Limits for Nance County, Nebraska

Nance County Loan Limits History

See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.

Sources: Federal Housing Finance Agency (FHFA), HUD

Nance County Loan Limits: Complete Historical Table

Browse the full historical data for Nance County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.

YearConventionalFHAVAUSDA
2026$832,750$541,275$832,750$433,020
2025$806,500$524,225$806,500$419,380
2024$766,550$498,257$766,550$398,606
2023$726,200$472,030$726,200$377,624
2022$647,200$420,680$647,200-
2021$548,250$356,362$548,250-
2020$510,400$331,760$510,400-
2019$484,350$314,827$484,350-
2018$453,100$294,515$453,100-
2017$424,100$275,665$424,100-
2016$417,000$271,050$417,000-
2015$417,000$271,050$417,000-
2014$417,000$271,050$417,000-
2013$417,000$271,050$417,000-
2012$417,000$271,050$417,000-
2011$417,000$271,050$417,000-
2010$417,000$271,050$417,000-
2009$417,000$271,050$417,000-
2008$417,000$200,160$417,000-

Note: These are the Nance County loan limits for 2025. High-cost areas may have elevated limits up to 150% of these amounts. USDA loans are only available for single-family homes in eligible rural areas.

Sources: FHFA, FHA, VA, USDA


Cities in Nance County, Nebraska

The following cities and communities are covered by Nance County loan limits. Whether you're looking for mortgage loan limits in Beaver, Belgrade, Cedar or any other Nance County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.

Beaver
Belgrade
Cedar
Cottonwood
Council Creek
East Newman
Fullerton
Fullerton (Township)
Genoa
Genoa (Township)
Loup Ferry
Prairie Creek
South Branch
Timber Creek
West Newman

Nance County, Nebraska Mortgage Market Analysis (2018-2024)

Explore borrowing and mortgage trends in Nance County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.

Loan Count by Loan Type (Nance County, Nebraska)

Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Nance County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional38212833.33%
FHA598-11.11%
VA232-33.33%
USDA342-50.00%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.

Market Share by Loan Type (Nance County, Nebraska)

Market share percentage by loan type (Conventional, FHA, VA, USDA) in Nance County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional79.17%56.76%70.00%13.24%
FHA10.42%24.32%20.00%-4.32%
VA4.17%8.11%5.00%-3.11%
USDA6.25%10.81%5.00%-5.81%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.

Average Loan-to-Value by Loan Type (Nance County, Nebraska)

Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Nance County from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional92.90%100.00%89.40%-10.60%
FHA93.50%92.00%96.90%4.90%
VA88.20%100.00%100.00%0.00%
USDA100.00%100.00%97.60%-2.40%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, December 5, 2025.


Data Sources: Official 2026 loan limit data from FHFA, HUD, VA, and USDA. Retrieved December 5, 2025.

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