2026 Mortgage Loan Limits for Natrona County, Wyoming
Natrona County Loan Limits History
See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.
Natrona County Loan Limits: Complete Historical Table
Browse the full historical data for Natrona County mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.
| Year | Conventional | FHA | VA | USDA |
|---|---|---|---|---|
| 2026 | $832,750 | $541,275 | $832,750 | $433,020 |
| 2025 | $806,500 | $524,225 | $806,500 | $419,380 |
| 2024 | $766,550 | $498,257 | $766,550 | $398,606 |
| 2023 | $726,200 | $472,030 | $726,200 | $377,624 |
| 2022 | $647,200 | $420,680 | $647,200 | - |
| 2021 | $548,250 | $356,362 | $548,250 | - |
| 2020 | $510,400 | $331,760 | $510,400 | - |
| 2019 | $484,350 | $314,827 | $484,350 | - |
| 2018 | $453,100 | $294,515 | $453,100 | - |
| 2017 | $424,100 | $275,665 | $424,100 | - |
| 2016 | $417,000 | $271,050 | $417,000 | - |
| 2015 | $417,000 | $271,050 | $417,000 | - |
| 2014 | $417,000 | $271,050 | $417,000 | - |
| 2013 | $417,000 | $271,050 | $417,000 | - |
| 2012 | $417,000 | $271,050 | $417,000 | - |
| 2011 | $417,000 | $271,050 | $417,000 | - |
| 2010 | $417,000 | $271,050 | $417,000 | - |
| 2009 | $417,000 | $271,050 | $417,000 | - |
| 2008 | $417,000 | $200,160 | $417,000 | - |
Cities in Natrona County, Wyoming
The following cities and communities are covered by Natrona County loan limits. Whether you're looking for mortgage loan limits in Alcova, Antelope Hills, Bar Nunn or any other Natrona County city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.
Natrona County, Wyoming Mortgage Market Analysis (2018-2024)
Explore borrowing and mortgage trends in Natrona County, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.
Loan Count by Loan Type (Natrona County, Wyoming)
Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Natrona County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 1,194 | 586 | 687 | ▲17.24% |
| FHA | 623 | 409 | 419 | ▲2.44% |
| VA | 241 | 126 | 198 | ▲57.14% |
| USDA | 44 | 2 | 3 | ▲50.00% |
Market Share by Loan Type (Natrona County, Wyoming)
Market share percentage by loan type (Conventional, FHA, VA, USDA) in Natrona County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 56.80% | 52.18% | 52.56% | ▲0.38% |
| FHA | 29.64% | 36.42% | 32.06% | ▼-4.36% |
| VA | 11.47% | 11.22% | 15.15% | ▲3.93% |
| USDA | 2.09% | 0.18% | 0.23% | ▲0.05% |
Average Loan-to-Value by Loan Type (Natrona County, Wyoming)
Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Natrona County from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 94.10% | 85.30% | 86.70% | ▲1.40% |
| FHA | 100.00% | 99.60% | 100.00% | ▲0.40% |
| VA | 100.00% | 100.00% | 100.00% | ▲0.00% |
| USDA | 100.00% | 100.00% | 100.00% | ▲0.00% |
